Loft without building regs

firsttimebought

Hi
I have recently purchased a flat with a loft conversion. When the mortgage lender said they couldn't find building regulations they lowered the offer to price it as a 2 bed rather than a three bed and the seller accepted this. I didnt think anything of it at the time as I have never really had to deal with anything like this before.

Now I'm incredibly worried about it, I had a level 3 RICS survey done which didn't highlight any obvious issues, but im just worried now

If this causes structural issues with the building and I become liable to any repairs for all buildings in the flat etc.? Worse to the buildings next door where roof is continuous 

The conversion has a perminant stair case to it, its boarded, carpeted with electrics and heating . Looks like it was all done over the past few years.

I'm considering paying a builder to just tear it all down at great cost as the worry is sending me loopy now.

This is just not the sort of worries I wanted to be having for my first home

Any advice would be welcome.

Thanks

davidmcn

If there were any significant problems with it then your surveyor would have pointed them out. That is why you got a survey.

AdrianC

If you're worried, get a structural engineer in. Nothing else will satisfy you. Yes, the inspection may require finish removing - cutting holes in plasterboard etc.

ElephantBoy57

firsttimebought said:

The conversion has a perminant stair case to it, its boarded, carpeted with electrics and heating . Looks like it was all done over the past few years.

Just a boarded loft with a staircase, I wouldnt worry. Or is a full convertion with doors, roof window and walls, I would just leave it, should be ok.

Slithery

Is the loft space actually demised to your flat? Check your lease.

Thrugelmir

Did you inform your solicitor that there was a loft conversion? 

firsttimebought

Slithery said:

Is the loft space actually demised to your flat? Check your lease.

Yes it is, pictured in lease 

firsttimebought

Thrugelmir said:

Did you inform your solicitor that there was a loft conversion? 

They were informed there was with no building regulations and the price has been dropped.

firsttimebought

ElephantBoy57 said:

firsttimebought said:

The conversion has a perminant stair case to it, its boarded, carpeted with electrics and heating . Looks like it was all done over the past few years.

Just a boarded loft with a staircase, I wouldnt worry. Or is a full convertion with doors, roof window and walls, I would just leave it, should be ok.

Staircase, windows, walls, electric, heating