We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2021 Mortgage-Free Wannabes
Comments
-
Hello 👋
#3 checking in with my August overpayment of £1,859 which takes me to £22,506 for 2021.
I now have less on my mortgage than I’ve paid off in 2021! Helped by an unexpected windfall but I think if I keep up the momentum and am careful that I might be able to get it cleared by this time next year. As a single mum, I’m super proud of myself ☺️.
Thanks so much Julicorn for keeping this updated xxMFW
1 Nov 2020 @ £42,204 to go in 34 months! (£1,241 a month)
1 September 2021 @ £17,500 to go in 24 months (£729 a month)
MFW 2021 #3 - £24,148/ £17,500 🙌6 -
Hi,
Number 51 reporting target of £2000 hit.
Many thanks!April 2021: Total debt £16016
Goal: Dec 21: £120001 -
Hi
#49 checking in to report overpayments as follows:
June £60
July £60
Total for the year so far: £640
Thanks Julicorn
CS xMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!1 -
#59 kicking off August with an overpayment of £205.
Thanks for updating! 👍🏻Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.641 -
#62 reporting in with overpayment totals of:
June - £500.53
July - £487.34MFW: Was: £136,000.......Now: £47,736.58......1 -
#32 here. Savings and overpayments are slipping in these summer months. Reporting an August OP of £616.69.Thanks slowlyfading
MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
1 -
Morning all. #77 reporting in with an OP of £186.56 for August. Slowly getting there and think I might hit my target for 2021 if this continues!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20171
-
#41 Reporting in £150.04 total for August
Plus 2 months knocked off, officially 15years 10 months to go...
Thanks julicorn1 -
Hi Julicorn!
Number 99 reporting in with a total of £364.15 for July.
Many thanks
MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/20231
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards