📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2021 Mortgage-Free Wannabes

1102103105107108145

Comments

  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Barny1979 said:
    Barny1979 said:
    Barny1979 said:
    Barny1979 said:
    Barny1979 said:
    #43 £30.59 Op £605.59 for July, £2330.84 in 2021.
    #43 £1.14 from topcashback so £606.73 for July and £2331.98 in 2021
    #43 £2.22 from Quidco, so £608.95 for July and £2336.20 in 2021.

    #43 another £200 OP’d so £808.95 for July and £2536.98 in 2021.
    #43 £30.00 OP’d so £838.95 for July and £2566.98 in 2021.
    #43 £23.89 OP’d so £23.89 for August and £2588.09 for 2021
  • Hi,

    Number 51 reporting target of £2000 hit.

    Many thanks! 
    April 2021: Total debt £16016

    Goal: Dec 21: £12000
  • Hi

    #49 checking in to report overpayments as follows:
    June £60
    July £60
    Total for the year so far: £640
    Thanks Julicorn
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • #59 kicking off August with an overpayment of £205.
    Thanks for updating! 👍🏻
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 August 2021 at 8:23AM
    #62 reporting in with overpayment totals of:

    June - £500.53
    July - £487.34
    MFW: Was: £136,000.......Now: £47,736.58......
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 here. Savings and overpayments are slipping in these summer months. Reporting an August OP of £616.69. 

    Thanks slowlyfading 

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all.  #77 reporting in with an OP of £186.56 for August.  Slowly getting there and think I might hit my target for 2021 if this continues!
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • family355
    family355 Posts: 170 Forumite
    Third Anniversary 100 Posts Name Dropper
    #41 Reporting in £150.04 total for August
    Plus 2 months knocked off, officially 15years 10 months to go...
    Thanks julicorn 
  • Hi Julicorn!

    Number 99 reporting in with a total of £364.15 for July.

    Many thanks
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.