📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car Insurance - ABI code problem?

Hi All,
Long story but I'm having problems trying to insure my second car as it isn't listed on any insurance database, so I've been in touch with Thatcham Research who were extremely helpful and quickly assigned an ABI code to my vehicle and updated their database. However the insurance companies & brokers haven't updated their records so still can't insure my vehicle; have emailed & telephoned numerous attempts to my brokers, insurance companies and even the ABI but no joy yet. Was hoping that someone on here works in the insurance industry so could advise me?
(Interestingly GoCompare & Confused.com do list my vehicle, but as insurance companies don't recognise my vehicle they come up with zero quotes)
Paul.

Comments

  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    Main suggestions would be to look at the big motor insurers like direct line, aviva etc who use their own analysis or alternatively speak to brokers that have specialists insurers on their books like Equity Red Star... the later won’t be cheap because they’ll consider anything and thats all much more manual and so expensive but it may be better than nothing.
  • Ingold
    Ingold Posts: 9 Forumite
    First Post
    Sandtree said:
    Main suggestions would be to look at the big motor insurers like direct line, aviva etc who use their own analysis or alternatively speak to brokers that have specialists insurers on their books like Equity Red Star... the later won’t be cheap because they’ll consider anything and thats all much more manual and so expensive but it may be better than nothing.
    I've emailed Performance Direct & Adrian Flux, both specialist brokers, but no replies yet; also ongoing emails with my current brokers, Hastings Direct, but little progress.
  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    Probably better phoning than emailing unless its not urgent.

    What is the car?
  • Ingold
    Ingold Posts: 9 Forumite
    First Post
    It's not urgent as it's a second car, a 2007 Alfa Romeo GT. Just getting frustrated with brokers & insurance companies, you would think they would update their records on a daily or weekly basis? Thatcham updated their records on the same day they received my email, amazing service!

  • Car lists form part of of insurer rating specs, and tend to be updated monthly, at best. 
    I doubt insurers would update car lists more frequently than that! 

    How has it been insured for the last 13 years if it's an 07 plate car, unless it's an import?!
  • Ingold
    Ingold Posts: 9 Forumite
    First Post
    How has it been insured for the last 13 years if it's an 07 plate car, unless it's an import?!
    Import, this is where things get complicated; service book says the PDI was done in '07 by a dealer called Landers in Dublin, though first service was in Nottingham and has been in Midlands ever since; have been in touch with Alfa Romeo in Italy who were helpful and told me that the "assignment code" for it is Ireland, so is it an import? AR sent me the documentation they have which is sparse, even the name & address of original order is missing.
    Most databases don't recognize the Reg number, but some list it as an Alfa 159 4 door saloon (it's a 2 door coupe), whilst another one says it's a Guilletta, so looks like previous owners have had same problem.
  • If it's an import that opens up a different host of 'issues'; most mainstream insurers won't offer terms to imports. 
    Your  best bet is a specialist broker like Flux, who have access to non standard insurers like ERS. 

    Just don't expect to pay standard insurance prices, bespoke insurers aren't usually cheap and insuring an import isn't usually as cheap either. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.6K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.6K Work, Benefits & Business
  • 598.3K Mortgages, Homes & Bills
  • 176.7K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.