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Advice: Family loan after death

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  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Waiting to try and enforce the debts is kicking the problem down the road and making it less likely they can be enforced.

    Make more sense to put steps in place to establish the debts now or as suggested consider forgetting them as gifts. 

    On first death absolute inheritance with charge is quite unusual as it has negative tax implications. 

    More common is a life interest trust with the surviving spouse as the life tenant. 


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