New Credit Card Designs

[Deleted User]

jet01 said:

WillPS said:

It doesn't matter one jot in terms of deciding which product to use, but my preference is for a flat card rather than one with embossed details as the foil always rubs off within a few months, and they take up more wallet space.

In 20 years of having a debit card I have honestly never had an imprint taken; although the first 7 of those would have been an electronic-only Solo card.

Do card companies still accept payments taken using carbon slips on those old slider imprint machines? I don’t remember anywhere taking payment from me using one of those since the late nineties. I assumed the fact that these are now obsolete was one of the main reasons many cards are no longer embossed with the card number on the front.

Think it was still a condition of some merchant services that they still had to have the swip swipe machine but no idea if that is still a requirement now. A national retailer I worked in 10 years ago had one under the counter but it never ever got used. Chip & pin only and if the systems went down it was cash only!

WillPS

jet01 said:

WillPS said:

It doesn't matter one jot in terms of deciding which product to use, but my preference is for a flat card rather than one with embossed details as the foil always rubs off within a few months, and they take up more wallet space.

In 20 years of having a debit card I have honestly never had an imprint taken; although the first 7 of those would have been an electronic-only Solo card.

Do card companies still accept payments taken using carbon slips on those old slider imprint machines? I don’t remember anywhere taking payment from me using one of those since the late nineties. I assumed the fact that these are now obsolete was one of the main reasons many cards are no longer embossed with the card number on the front.

The most common use nowadays is as a 'last resort' fallback option for large retailers in the event of a total loss of processing systems.

Malkytheheed

Deleted_User said:

Having the numbers/details printed rather than embossed is like going back to having a Visa Electron card :

Count yourself lucky you have numbers. My Curve card has nothing on it! 

Malkytheheed

jet01 said:

WillPS said:

It doesn't matter one jot in terms of deciding which product to use, but my preference is for a flat card rather than one with embossed details as the foil always rubs off within a few months, and they take up more wallet space.

In 20 years of having a debit card I have honestly never had an imprint taken; although the first 7 of those would have been an electronic-only Solo card.

Do card companies still accept payments taken using carbon slips on those old slider imprint machines? I don’t remember anywhere taking payment from me using one of those since the late nineties. I assumed the fact that these are now obsolete was one of the main reasons many cards are no longer embossed with the card number on the front.

Used a swipe instead of chip and pin in Starbucks in the USA last year. Havent swiped a card in the UK for years. As for carbon copy things. I can't imagine anywhere uses that anymore. Where has zero internet oir phone connection?

dr_adidas01

Malkytheheed said:

Deleted_User said:

Having the numbers/details printed rather than embossed is like going back to having a Visa Electron card :

Count yourself lucky you have numbers. My Curve card has nothing on it! 

Doe's it not have the card number and other details on the back of your Curve card? As that's where mine are on my Curve card.

Malkytheheed

dr_adidas01 said:

Malkytheheed said:

Deleted_User said:

Having the numbers/details printed rather than embossed is like going back to having a Visa Electron card :

Count yourself lucky you have numbers. My Curve card has nothing on it! 

Doe's it not have the card number and other details on the back of your Curve card? As that's where mine are on my Curve card.

Just my name.

jet01

Malkytheheed said:

jet01 said:

WillPS said:

It doesn't matter one jot in terms of deciding which product to use, but my preference is for a flat card rather than one with embossed details as the foil always rubs off within a few months, and they take up more wallet space.

In 20 years of having a debit card I have honestly never had an imprint taken; although the first 7 of those would have been an electronic-only Solo card.

Do card companies still accept payments taken using carbon slips on those old slider imprint machines? I don’t remember anywhere taking payment from me using one of those since the late nineties. I assumed the fact that these are now obsolete was one of the main reasons many cards are no longer embossed with the card number on the front.

Used a swipe instead of chip and pin in Starbucks in the USA last year. Havent swiped a card in the UK for years. As for carbon copy things. I can't imagine anywhere uses that anymore. Where has zero internet oir phone connection?

Yes I swiped using mag strip in the US in loads of places last year. Quite a few places actually had rubber stoppers on the bottom of the card machines to stop you using chip n pin. Rather annoyingingly Starling kept automatically disabling the mag strip on my debit card every night and I had to scramble about in the app at the tills to switch it back on again. Think this is overkill from Starling. Other banks seems happy enough to leave the mag strip active all the time. 

Although I think it’s started to change recently partly due to the pandemic, lots of Americans still don’t have contactless cards. They are quite a long way behind us with contactless roll out. I think because lots of places let you just swipe the mag strip without entering pin or signing a slip, it’s just as quick as contactless payments, making contactless less attractive to customers.

jsmith9

I personally would love a credit  and debit card with absolutely nothing on it - not even my name! I don't suppose that that will ever happen though

MDMD

Presumably the flat cards with no embossed lettering can’t be used with the cameras on mobile phones that scan the credit cards and pre-fill websforms?

deinoflex

MDMD said:

Presumably the flat cards with no embossed lettering can’t be used with the cameras on mobile phones that scan the credit cards and pre-fill websforms?

My virgin bank debit card, unembossed, worked when I added it to Apple pay recently, I mean it picked up the numbers correctly