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Our forever home
Comments
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Second hand cars have gone up so much more than inflation - I bought my car in 2013 and the same age/condition/type would be 2-3x the price now.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
They really have, I was looking at small hatchbacks for her, most much older than mine coming up at £4-6k in our area, but to part exchange our 2013 reg we'd get less than £3k for it!
Our car was a rush purchase few years ago when DH accidentally left the handbrake off on my newer Peugeot and it rolled down our road, was written off. Prices had jumped up so we couldn't get a like for like replacement and current car was in our budget but actually I prefer this car. No clue what we'd change to if DD does have our car.MFW
Starting debt :£287,410 -11/2020
2022 Closing balance £271,402.45
2023 closing balance £263140
Original end 11/2045
New end date :.......
Overpayments to date £609.40 (8/25)2 -
Sounds like you are doing really well with things, great news for yourself and DD!2
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I received first class honours for my overall grade!!!
It's all done, and well worth the hard work for the past 4 years. Registration sent off.
I had some lovely experiences over the past 4 years but I won't be rushing back to education any time soon, I feel so much lighter since it all ended. Looking forward to the future.
MFW
Starting debt :£287,410 -11/2020
2022 Closing balance £271,402.45
2023 closing balance £263140
Original end 11/2045
New end date :.......
Overpayments to date £609.40 (8/25)7 -
Congratulations.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Congratulations! I hope you're feeling suitably proud of yourself, that's an amazing achievement 😀😀😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Well done! That's an amazing result.
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living1 -
Woohoo, congratulations! 🥳Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2 -
congratulations!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252 -
Congratulations. A great result to achieve especially whilst working.2
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