Starting to budget after years of wishful thinking

moving_forward

Now your talking. A nice takeaway AND some choc. We would add a little booze (alot in Mr M_F's case).
You will begin new tax year (fiscal if your posh) debt free! How very exciting

LegoHead

moving_forward said:

Now your talking. A nice takeaway AND some choc. We would add a little booze (alot in Mr M_F's case).
You will begin new tax year (fiscal if your posh) debt free! How very exciting

Ah that is true, nice spot. Nice thought too. 

Cutting down on the alcohol to save pounds from my wallet and waist at the moment!

moving_forward

Our waists gave up the fight a few years back 🤣🤣🤣
I do keep an eye on it for the £££ though!

LegoHead

I have reduced the amount of time I spend obsessing over my Bills spreadsheet and looking at my bank balances.

I think having a smartphone can be bad as I spend so much time checking and rechecking things on there for constant reassurance. For example constantly checking bank account for any payments.

I have switched to a dumb phone for a few days and my bills spreadsheet is only accessible at home on my laptop. 

Having taken these steps I feel like I am getting more done, feel more focussed and slightly less stressed.

6 more days

moving_forward

That's a great idea. I should do that to help with my concentration. Wonder if I have the guts to go for it 🤔
I did ditch my smart watch for the same purpose.

LegoHead

moving_forward said:

That's a great idea. I should do that to help with my concentration. Wonder if I have the guts to go for it 🤔
I did ditch my smart watch for the same purpose.

I still can use my smartphone, but leave it at home and use it connected to wifi. There are some apps I cant do without for example the banking apps to login to my accounts.

moving_forward

Trouble is I have access to internet at work so probably would get myself in trouble using that instead 🤣
Also my job involves obsessing over spreadsheets and checking back accounts so hard to get it out of my head 🤓
How's the biking going?

LegoHead

moving_forward said:

Trouble is I have access to internet at work so probably would get myself in trouble using that instead 🤣
Also my job involves obsessing over spreadsheets and checking back accounts so hard to get it out of my head 🤓
How's the biking going?

Ebiking is on hold until the ice has disappeared, dont want to risk it.. Have been getting out on my mountain bike at least once a week, its good to get out and have some fun.

moving_forward

Yes we are hoping to get back in to biking along canal with dog in her bike carrier. I've purchased a holder thing for Mr M_F's bike for dog this year as I can't keep up with him even without dog!
She's only about 7kilos but the basket contraption is quite hefty.
I must check out if our favourite dog friendly cafe stop off is open 😁

LegoHead

Always fancied getting a trailer for my dog too as occasionally I go camping on the bike and cant take the dog. She is rubbish around bikes and either runs off or runs under the bike.