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SJP and finding a better alternative

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Comments

  • Albermarle
    Albermarle Posts: 30,628 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    jimjames said:
    Jazz8760 said:
    I can't seem to find answers with costs incurred if I'm better off staying where I am or moving.  I need to find out what the exit charges are and investing through another FA will incur more costs!    Do I need an IFA? 
    Vanguard are not an IFA, they can be a FA as they only sell their own products but generally most people are DIY with them as they only introduced advice very recently.
    I believe Vanguard's personal financial advice service has been withdrawn, and now they only offer a very basic kind of  advice for investments in an ISA .
    Managed ISA | Vanguard UK Investor (vanguardinvestor.co.uk)
  • xylophone
    xylophone Posts: 45,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    money in a ISA account (YBS) that's earring next to nothing.

    Why on earth?

    YBS have offered very reasonable rates for cash ISAs, particularly for members with a history with the society (loyalty accounts).

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