Breakdown cover

moneysavinghero

Last had breakdown cover two years ago (new car had breakdown cover included so have not needed since). Back then you could always get basic cover with either the RAC/AA for about £35-40. These prices were easy to find on their websites.

Looking now, firstly its not the simplest of processes to find the pricing on the websites and when you do  basic cover is now in the £80-£100 range.

Am i missing somethng? Is there better pricing hidden away somewhere? Or is this how much RAC/AA breakdown cover costs now. 

AdrianC

There are plenty of other providers, of course, and the comparison engines give you a swathe of pricing.

Have a read of this...
https://www.moneysavingexpert.com/insurance/breakdown-cover/

forgotmyname

Basic cover is not in the £80 - £100 range.  I pay just over £100 for extensive cover that even covers my caravan.

Daughters cover which is very basic cost £11,  at least 1/4 mile away from the home and a recovery home or to the

nearest garage. Thats all she needs, anything else she calls me.

moneysavinghero

I presume that £11 is with one of the Green Flag type operations where they will quite happily take your money at a low price knowing that they will have no one to actually come out and fix your vehicle when it breaks down.

AdrianC

moneysavinghero said:

I presume that £11 is with one of the Green Flag type operations where they will quite happily take your money at a low price knowing that they will have no one to actually come out and fix your vehicle when it breaks down.

Ah, if you want a breakdown provider that will ONLY use their own liveried vehicles, rather than contracting, you should have said... That narrows the market CONSIDERABLY.

AA, RAC are the only ones with sizable fleets (but do use contractors). GF have a much smaller one.

EssexExile

No one will guarantee their own liveried vehicle turning up in good time. Surely you've read on this site about people waiting four hours for the RAC to turn up?

Grumpy_chap

I've been with Start Rescue for the past few years.  Competitive prices and good service when we needed to call them out.

moneysavinghero

EssexExile said:

No one will guarantee their own liveried vehicle turning up in good time. Surely you've read on this site about people waiting four hours for the RAC to turn up?

Not seen the stories about waiting 4 hours for RAC to turn up. AA/RAC have always turned up within the hour for me. But have had a nightmare with Greenflag - waiting 5 hours and still had not turned up - in the end had to get my mum to park round the corner and sit in the car and use her AA membership (turned up with 45 mins). That's why i want to avoid the Green Flag type operations.

GunJack

AA/RAC also use local independants, not just their own fleet..there's one recovery firm local to us that usually come out no matter who your policy is with

moneysavinghero

GunJack said:

AA/RAC also use local independants, not just their own fleet..there's one recovery firm local to us that usually come out no matter who your policy is with

I'm sure that they do when their own crews are busy (or you are in a remote part of the country). They probably pay the independents a bit more than Greenflag etc do, so get priority over them. Also i suspect that with the Greenflag type operations, its great if you breakdown during the day when all the local garages are open, but if you breakdown in the evening when most have gone home then you are going to be waiting a lot longer.

Scot22

If not expecting lot of use RAC offer 3 callouts, at home, RAC currently £45.