Dazzling December's NSD Challenge!
cathybird
Forumite 8.7K Posts
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during December. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
December
Off to a start = 
5 days = 
10 days = 
15 days = 
20 days = 
Target reached = 
Target beaten = 
10 in Save 12K: £4,747.93/£8K. July NSDs: 11/15 2021 Tilly: £1,595.25 2020 Tilly: £4,815.07
July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
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July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
Mortgage outstanding - 30/06/20 - £62,250. 31/07/20 - £60,900. 25/08/20 - £46,400. 30/09/20 - £44,900. 31/10/20 - £43,500. 30/11/20 - £42,000. 31/12/20 - £40,650. 29/01/21 - £39,250. 26/02/21 - £37,850. 31/03/21 - £36,450. 30/04/21 - £39,050. 28/05/21 - £41,650. 30/06/21 - £48,200.
Still I rise.
EF £400 . SPC 039
Savings 2 £50.00 H2S £400.00
July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
Fashion on a ration... 0/66
Target weigh loss 2/14lbs
Money saved on food budget by being frugal in 2021... 100
July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96
July AFDs: 12/21 2021 AFDs: 170/300 2020: 340/300 2021 D: 62 2020 D: 96