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Dazzling December's NSD Challenge!
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cathybird
Posts: 15,607 Forumite
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during December. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 
4. It also helps to bookmark the thread, it's much easier to find
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
December
Off to a start = 
5 days = 
10 days = 
15 days = 
20 days = 
Target reached = 
Target beaten = 
2
Comments
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December targetsbeanielou 15berries cathybird 15 Charliebear 15 CJRyder Couldsavemore 15 delta13 Honeysucklelou2 12 IndiJonesi 16 jammy dodger 18 LivingInTheBlack Money Choices Narola1976 short_bird 15 SuperSavingD 15 Tahlullah.H 10
ALL WELCOME TO JOIN!
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Thanks for the new thread cathybird
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hi Cathybird, aiming for 10 this month. I guess it will be a very spendy month, so not expecting to hit target. But you have got to be in to win!What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park1 -
Could I be put down for 12 NSDs please. Love the emoji / pictures 😀. Thank you!paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Go Tahlullah and Honeysuckle0
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Good morning and thanks for the shiny new thread# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81381 -
Yaay shiny new thread thanks cathybird kicking off the month with first Nsd today 1/181
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DecemberOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =December targetsbeanielou 15berries cathybird 1/15
Charliebear 15
CJRyder
Couldsavemore 15
delta13
Honeysucklelou2 12
IndiJonesi 16
jammy dodger 1/18
LivingInTheBlack
Money Choices
Narola1976
short_bird 15
SuperSavingD 15
Tahlullah.H 10
ALL WELCOME TO JOIN!
0 -
Yay jammy dodger!
Also kicking off shiny new December with an NSD
0
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