Dazzling December's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during December. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's much better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

December

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
«13456724

Comments

  • cathybird
    cathybird Posts: 12,980
    First Post Name Dropper First Anniversary Photogenic
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    edited 30 November 2020 at 11:47PM
    December targets
    beanielou 15
    berries cathybird 15 Charliebear 15 CJRyder Couldsavemore 15 delta13 Honeysucklelou2 12 IndiJonesi 16 jammy dodger 18 LivingInTheBlack Money Choices Narola1976 short_bird 15 SuperSavingD 15 Tahlullah.H 10
    ALL WELCOME TO JOIN!

    2021 D: 93 2020 D: 96 2022 D: 15
  • beanielou
    beanielou Posts: 89,292
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Thanks for the new thread cathybird  :) 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 12,980
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    beanielou said:
    Thanks for the new thread cathybird  :) 
    It's a pleasure beanielou!

    2021 D: 93 2020 D: 96 2022 D: 15
  • Tahlullah.H
    Tahlullah.H Posts: 1,227
    First Anniversary First Post Name Dropper
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    Hi Cathybird, aiming for 10 this month.  I guess it will be a very spendy month, so not expecting to hit target.  But you have got to be in to win!
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
  • Could I be put down for 12 NSDs please. Love the emoji / pictures 😀. Thank you!
    paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
    2024 savings challenge £5/£2000
    EF £140. Savings 2 £30.00. Weekly savings envelope #17
  • cathybird
    cathybird Posts: 12,980
    First Post Name Dropper First Anniversary Photogenic
    Forumite
    Go Tahlullah and Honeysuckle image

    2021 D: 93 2020 D: 96 2022 D: 15
  • Good morning and thanks for the shiny new thread
    # 36 1p challenge 2024 - £163.21

    #13 POYD by Christmas 24  £975/£8138

    February Grocery Challenge  /300
  • Yaay  shiny  new  thread  thanks cathybird  kicking  off the  month   with  first  Nsd  today 1/18 
  • cathybird
    cathybird Posts: 12,980
    First Post Name Dropper First Anniversary Photogenic
    Forumite
    December

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    December targets
    beanielou 15
    berries cathybird 1/15 image Charliebear 15 CJRyder Couldsavemore 15 delta13 Honeysucklelou2 12 IndiJonesi 16 jammy dodger 1/18 image LivingInTheBlack Money Choices Narola1976 short_bird 15 SuperSavingD 15 Tahlullah.H 10
    ALL WELCOME TO JOIN!

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybird
    cathybird Posts: 12,980
    First Post Name Dropper First Anniversary Photogenic
    Forumite
    Yay jammy dodger! imageimageimage Also kicking off shiny new December with an NSD image

    2021 D: 93 2020 D: 96 2022 D: 15
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