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How long did Lloyds take to approve your BBL (sole trader) ?

Hi 
I've applied for a BBL with Lloyds (I'm a Halifax customer and as they're affiliated they've allowed me to open a business account). The account is approved - and I've had the card and pin number through but no word on the loan. If I don't get it, then I don't need the account. It's 10 days since I applied and just wondering how long it took others before they got the money/or rejection? Ringing is an absolute waste of time. 

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