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Forced to Increase Car Insurance Milage Due to Work

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Comments

  • cymruchris
    cymruchris Posts: 5,577 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Any mileage limitation on the PCP lease?  You might have an expensive bill to pay. 
    That could cost a lot more than a bit of extra insurance premium. OP - I hope you've looked at this, and included it in your calculations?
  • Grumpy_chap
    Grumpy_chap Posts: 21,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    18k miles as delivery for Domino's is a lot of pizza.  I would not have thought many pizzas are delivered more than a couple of miles from the shop.  Normally, there is a line of mopeds. 
  • daveyjp
    daveyjp Posts: 14,290 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    This is similar to a thread a few weeks ago where a student was delivering.

     The Dominoes policy protects THEM.  In the event of a serious accident chances are Dominoes will be in the frame for a substantial claim, they therefore have insurance in place to cover their losses.

    The individual driver delivering food needs the correct insurance for that type of work.  As insurance is a contract of upmost honesty all relevant facts muct be made avaialble to the insurance company.  Not doing so means no insurance.

    If this means a huge increase in premiums it is merely a reflection of the increase in risk.


  • Silvertabby
    Silvertabby Posts: 10,780 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 5 December 2020 at 11:40AM
    Either OP has a cob on because he didn't get the answer he wanted re his insurance, or he is still in shock after working out the extra he will have to pay for his excess mileage.
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