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New address added
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Bob_Wilson_2
Posts: 3 Newbie


Hi my credit rating has dropped 200+ points. The reason given is “new address added to mortgage”
does anyone have any suggestion as to what’s going on?
does anyone have any suggestion as to what’s going on?
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Comments
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Did you add an address to a mortgage?0
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no I haven’t0
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Have you made any changes to your mortgage?
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If there's nothing newly negative on your file, I wouldn't worry about it. It's probably an erroneous alert.0
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I get similar alerts all the time, nothing ever changes on my file as i never use credit.I think the system is programed to "nudge" you every so often to "prompt" you to visit their site, using a 200 point drop as an incentive to do so.Mainly smoke and mirrors, most of it.Bit like trump and his allegations of vote rigging, all hot air.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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