AP marker on credit file from 2014 when will it be removed

harsxx

Hi just wanted to ask some advice.  Apparently I was on a weekly payment plan with my water bill in aug 2014. I didnt pay weekly I payed monthly as that is what I thought it was. Anyway I checked my credit file and from August 2014 up until December 2014 is showing as AP every month. Jan 2015 and Feb 2015 showing as red with a 6 in it. March 2015 showing as red with a D in it. I take it they defaulted me in 2015. Then from april 2015 up until Feb 2019 just white boxes with nothing in. Then march 2019 shown as a green box with S in it. Take that's settled. My question is when do these AP markers get removed as the first one was registered in Aug 2014 and we are now in Nov 2020. 6 years has already passed. I must also add they even gave me a ccj in November 2014 but that has gone off my file now. Just wanted to know when these ap markers will go. Will they go when the default goes in march 2021 or will they be gone in dec 2020 when the last AP marker is showing. Or do they stay on 6 years from march 2019 when I settled the default ? Any advice will be appreciated thanks. 

MovingForwards

6 years from the date the account is settled unfortunately, they linger a lot longer than a CCJ does ☹️

harsxx

MovingForwards said:

6 years from the date the account is settled unfortunately, they linger a lot longer than a CCJ does ☹️

So will they not go when the default goes? As they defaulted me after the AP markers in march 2015. The AP markers appear from August 2014-December 2014. The account is also showing as  closed on my credit report but you can still see the account and payment history because the default still remains. 

Yahoo_Mail

harsxx said:

MovingForwards said:

6 years from the date the account is settled unfortunately, they linger a lot longer than a CCJ does ☹️

So will they not go when the default goes? As they defaulted me after the AP markers in march 2015. The AP markers appear from August 2014-December 2014. The account is also showing as  closed on my credit report but you can still see the account and payment history because the default still remains. 

The whole thing will go when the default hits 6 years.  The AP markers and late payments should disappear on a rolling basis when they hit the 6-year mark (in theory.)