Probate required to get my deceased husband's premium bond money

Sailtheworld

CarolHircock said:

When someone dies, even leaving a will, NSandI will not pay out if the amount in premium bonds is over £5000 until grant of probate has been given. This can cost at least £700+ I have made inquiries at bank and building society and their amounts requiring probate is well in excess of £5000.

It's £215 plus £1.50 for each copy. There's no way around it.

NS&I are obviously used to dealing with this sort of issue and I found them to be quick & efficient.

bundoran

EdGasketTheSecond said:

'As most want the embossed original to be seen'

All the extra embossed certificates provided by the Probate registry are "original". When I have been an executor I've ordered ten so that I don't have to wait for some to come back, and it has saved a lot of time.

Freecall

bundoran said:

EdGasketTheSecond said:

'As most want the embossed original to be seen'

All the extra embossed certificates provided by the Probate registry are "original". When I have been an executor I've ordered ten so that I don't have to wait for some to come back, and it has saved a lot of time.

Strictly speaking they are all copies, the Grant itself which you could term the "original" is held by the Registrar - you can't have that!

However they will all be "Certified Sealed Official Copies" which are as good as it is possible to obtain.

bundoran

Freecall said:

bundoran said:

EdGasketTheSecond said:

'As most want the embossed original to be seen'

All the extra embossed certificates provided by the Probate registry are "original". When I have been an executor I've ordered ten so that I don't have to wait for some to come back, and it has saved a lot of time.

Strictly speaking they are all copies, the Grant itself which you could term the "original" is held by the Registrar - you can't have that!

However they will all be "Certified Sealed Official Copies" which are as good as it is possible to obtain.

Strictly speaking the Registrar enters the details onto the Register. The things that are issued are certificates extracted from the Register. The Registrar doesn't keep the "original" - he/she keeps the Register. Hence the name - Registrar.  😊

All the extracts prepared and embossed by the Registrar are "original", and so satisfy the requirements of institutions which require sight of the "original" Grant of Probate or Letters of administration. They are termed "original" because they are created by the Registrar, and not a copy of something created by the Registrar and photocopied by someone else, hence the need for them to be embossed to prove that they are originated by the Registrar.

They aren't called "copies" because they aren't copies, they're extracts.