We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Electoral roll changes?

Options
Skintski
Skintski Posts: 500 Forumite
Ninth Anniversary 100 Posts Combo Breaker I've been Money Tipped!
edited 25 November 2020 at 12:23PM in Credit file & ratings
I’ve had a notification from a credit agency that I belong to this morning telling me that my electoral status is changing.I’m being removed from the electoral roll cycle and have been added to the rolling register.

I’ve not been able to find any information about this in Google so I’ve no idea what the difference is or what effect it will have on a credit score. 

Would anyone have any knowledge on this please?
Thank you 

Comments

  • MaryNB
    MaryNB Posts: 2,319 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Did you maybe forget to respond to your local council's annual canvas? (Not sure if this result in removal). Could somebody else have removed you without your knowledge? The only scenario I can think of is that you moved out of a rental and whoever lives there now noted you don't live there anymore when they returned the form.

    I believe the rolling registration is when they make changes to the register (adding/removing people).

    If you know you should still be on it at your current address I'd recommend contacting your local council.
  • Skintski
    Skintski Posts: 500 Forumite
    Ninth Anniversary 100 Posts Combo Breaker I've been Money Tipped!
    MaryNB said:
    Did you maybe forget to respond to your local council's annual canvas? (Not sure if this result in removal). Could somebody else have removed you without your knowledge? The only scenario I can think of is that you moved out of a rental and whoever lives there now noted you don't live there anymore when they returned the form.

    I believe the rolling registration is when they make changes to the register (adding/removing people).

    If you know you should still be on it at your current address I'd recommend contacting your local council.

    Thank you for your help. I’ve been at the same address for several years so it can’t be that. I don’t remember receiving anything that I needed to respond to but I have just emailed my council as you suggest so hopefully they can advise. I’m guessing they can add me back on?
  • Did you receive anything addressed to the occupier from September onwards as that's when the letters and reminders go out.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MaryNB
    MaryNB Posts: 2,319 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I got an email back in July from Bristol CC (it's usually by post but I guess with Covid they did it via email where possible). Not sure when your local council would have sent something but I believe the updated register is due to be published on the 1st of December so you should have received something in the last few months. 

    If you have been removed the council may ask you to apply to go back on. Very simple process but could take a few months before it shows up on your credit file. 
    If you haven't been removed, get the council to confirm you are still on it and send this to the relevant credit rating agency. 
  • Skintski
    Skintski Posts: 500 Forumite
    Ninth Anniversary 100 Posts Combo Breaker I've been Money Tipped!
    Did you receive anything addressed to the occupier from September onwards as that's when the letters and reminders go out.
    Not as far as I remember. There was an email over the Summer that both my other half I both received but only one of you could complete it (which was me) and he has not had the same notification by the credit agency that I have so you would think if it was something like that then we both would have been affected surely?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.