Personal Injury Payment

Hi, I'm on ESA support group and full PIP. I was in a really bad car accident. An eldery man disreguarded a junction and came straight into a 60pmh road and basically T-boned me when I was driving at speed. I was trapped in car etc. They're talking about a 5 figure payment. I know about a personal injury trust but was reading the first payment gets disreguarded for 52 weeks. Am I correct in thinking if I get 10k, spend 5k on stuff within that 52 weeks, I'll be below the 6k threshold and won't need to make a trust? Thanks


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