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Closed accounts on credit file
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Marzipaz9999
Posts: 1 Newbie
Recently I moved into a property and decided to open up an account with the energy company which was left supplying the property. I actually found out that I could get cheaper rates of gas and electric from my old company so I changed my mind and I stuck with them. I phoned the old energy company already in the property and told them I had changed my mind and I was within my cooling off period anyway so within my rights to cancel. Anyway a few months later I realise that the old company had opened up two separate accounts one for gas one of electric with a balance of £0 with no history. I had already paid for all energy supplied by them but wondered if the closed accounts with a £0 balance and no payment history is actually negatively impacting on my credit file? The energy company in question is British Gas. I have asked them to remove this and they said they would, but it is still showing after 6 weeks later and they said it may take 2 weeks to rectify. Should I press them to remove it or not? Thanks
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Comments
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No, utterly pointless. Lenders dont see your made up score and lenders will fully appreciate people will move from utility to utility, the only issue lies when you dont pay a bill.1
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