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0% purchase card - for foreign spending
Tragen
Posts: 278 Forumite
in Credit cards
I'm often out of the UK and put purchases on my Halifax Clarity for 0% non-sterling fees, I'm probably spending around 5-600 a month on it and paying off in full.
I want to offset my spending for a year to allow me to get as much together as possible for a house purchase next year.
Are there any 0% purchase cards that do not have non-sterling purchase fees?
Thanks!
I want to offset my spending for a year to allow me to get as much together as possible for a house purchase next year.
Are there any 0% purchase cards that do not have non-sterling purchase fees?
Thanks!
0
Comments
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Accumulating debt to allow you to "save" money, as well as a pattern of running up debts ahead of an attempted mortgage is not going to help you.0
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No mortgage, I will be buying outright (in the EU)MattMattMattUK said:Accumulating debt to allow you to "save" money, as well as a pattern of running up debts ahead of an attempted mortgage is not going to help you.0 -
Santander all in one. Has a £3 monthly fee, but comes with 0.5% cashback so not difficult to break even..1
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Santander Zero. No monthly fee (unlike All In One card) but you also get cash fee free withdrawals anywhere in the world (tho interest charged) as well as no forex fees on overseas purchases. With 0% interest on purchases for 12 months. Pretty much the same as the Halifax Clarity card.
https://www.santander.co.uk/personal/credit-cards/zero-credit-card
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Thanks for the santander suggestions, as I understand it, credit limits tend to be on the lower side these days, so I think 12 months vs 26 months isnt such a big deal, assuming they give me a credit limit under 10k.0
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it's been a while since i applied for a new CC, maybe more than 5 years;Slappermum said:Santander all in one. Has a £3 monthly fee, but comes with 0.5% cashback so not difficult to break even..
If I apply, will I be able to decide to not go ahead if the credit limit is too low?0 -
Tragen said:
it's been a while since i applied for a new CC, maybe more than 5 years;Slappermum said:Santander all in one. Has a £3 monthly fee, but comes with 0.5% cashback so not difficult to break even..
If I apply, will I be able to decide to not go ahead if the credit limit is too low?You could provided they tell you what your credit limit is straight away though at that point the damage is done as a credit search will have been done and will show on your credit report.Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:0 -
A good option. Interested in more details. How profitable the card is. For which travel frequency is it best suited.
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