MoneyBoat claim

Davey30

MattMattMattUK said:

Davey30 said:

Based on the info from everyone and thanks to todays comments from @macman and @MattMattMattUK I have tried to speak to the claimant who simply states "In regards to any variation that will be required to be agreed with the county court. Until that is done we would expect the full payment for 1,500.00 by the 26th November. If this is not paid further escalation will occur. "
So if I leave until the 26th I will have a CCJ and then they can potentially enforce further action. I don't know if I should keep on at them to try and agree something, happy to send a variation agreement but that's further costs I could do without paying.

Speak to the court and get a copy of the judgement (I think someone else has already mentioned this), but something does not sit right with me in regards to this. As noted above by others, courts do not set deadlines to pay as such, they give judgements and then there are other choices to be made to settle those judgements, but that is a further stage. 

As far as I am aware if they have a CCJ you can agree a payment plan with them, the CCJ would then change from unsatisfied, to part-satisfied and then to satisfied once it has been paid in full.

On a separate not, I would investigate your options of gaining a set-aside on the basis that you were not sent the paperwork despite providing your correct address. That way the judgement can wiped out and you can also agree a payment. Out of interest, what was the original amount you owed and have you paid anything towards it, how much were the fees and could you afford the repayments at the time? I ask because MoneyBoat have been found guilty of irresponsible lending and so you may have a claim on that basis, which would mean that the original lending was unsound. 
https://www.moneysavingexpert.com/reclaim/free-payday-loans-refunds/

Who is chasing the debt, MoneyBoat directly, a "company solicitor", a solicitors firm, a debt collection firm, someone else?

Thanks Matt. I will call the court again and ask for a copy, I assume they will just send? So theoretically speaking given the hearing was 30 days away by the 26th, are they saying pay the balance and we won’t give a CCJ?

the original amount was £1500, given I went through a stage of taking out considerable amounts of loans due to circumstances, if they had checked surely they could see the other applications and that it was spiralling out of control. I’ve made a few token payments since and what was agreed as per the plan.

it is moneyboat yes chasing, one of the chaps seems as though he wants to help but this other gentleman is proving to be extremely obstructive.