Moving house to due to disabled wife and young family

kingsleysupporter

My wife very server artists, in the long run it will only get worse, with surgery. We have a young toddler and want to move to a bungalow or chalet bungalow. I was wondering is any knows if that is any support around getting a stamp duty discount or other grants etc.
A 2 story house is simply not practical for us in the long run based on the size, setup of the house, with added challenge of a young child. I certainly feel, we may miss the tax break, due to spending time caring etc and we're selling due to essential need rather than want.
Before people suggest the stairlifts and adaptions to the house, this has been explored, but not a good long term solution, especially with a young child. We just want a home we can stay in and adapt from then.

KatrinaWaves

I am not aware of any grants or stamp duty exemptions for someone moving into a more suitable home. It’s a fairly common thing. There are still four and a half months left of the stamp duty holiday. How far are you with marketing and having viewings in your current house?

Are you claiming all relevant benefits for your situation? 

Lukibird

Sympathise with your situation. I dont think there is any help available.
We have just sunk every penny of our savings into buying a bungalow because I am in a similar place. Our house is not yet sold so we have had to pay higher rate stamp duty, spoken to HMRC and they cant confirm what we can reclaim. Our solicitor and estate agent both say we should get all the money back but I cant get it confirmed.
Good luck.

knightstyle

Many councils have funds and can help access funds for cases like yours, the money is available to adapt your dwelling to your needs.  You normally need to be in receipt of higher attendance allowance and the quality of the help varies depending on which local authority you live in.  First step is to ask at your local council about this.
Also see 
https://www.gov.uk/apply-home-equipment-for-disabled

princeofpounds

May be worth looking for charitable or state grants to help fund modifications too when you do move.

e.g.
https://www.moneyadviceservice.org.uk/en/articles/charitable-grants-for-ill-or-disabled-people#search-for-a-disability-grant
https://www.moneyadviceservice.org.uk/en/articles/funding-to-adapt-your-home-for-accessibility
https://www.gov.uk/disabled-facilities-grants
https://www.disability-grants.org/

TBagpuss

Most coucils offer grants but these are to carry out work n a property, not to buy it in the first place. So if you find a bungalow which si suitable but needs some work (for instance, to fit ramps, grab-rails or widen doors, you may be able to get some help.)

Generally the grants are repayable if you then move within 5 years of receiving the funds.  

SDLT_Geek

Lukibird said:

We have just sunk every penny of our savings into buying a bungalow because I am in a similar place. Our house is not yet sold so we have had to pay higher rate stamp duty, spoken to HMRC and they cant confirm what we can reclaim. Our solicitor and estate agent both say we should get all the money back but I cant get it confirmed.
Good luck.

When your old home is sold you should be entitled to claim back the extra 3% SDLT paid on the new one.

DairyQueen

A word of caution on council grants. LAs are cash-strapped, the demand is high and grants are means-tested. In my experience, only the most severely disabled with zero assets and minimal income receive help.

knightstyle

Just found out from a friend about the Screwfix foundation which will help homeowners with disability access problems which was closed has now opened again for new applications.

knightstyle

Just found out from a friend about the Screwfix foundation which will help homeowners with disability access problems which was closed has now opened again for new applications.