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Applying for universal when working your notice - redundancy

Navas1992
Navas1992 Posts: 6 Forumite
First Post
edited 15 November 2020 pm30 12:54PM in Benefits & tax credits
Hi , 
Sadly i've been made redundant   and  my company is giving me a month notice.
Does anybody know if  it is  possible to apply for  the universal credit when you are still working your notice? 

Thank you 

Comments

  • DCFC79
    DCFC79 Posts: 40,614 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Navas1992 said:
    Hi , 
    Sadly i've been made redundant   and  my company is giving me a month notice.
    Does anybody know if  it is  possible to apply for  the universal credit when you are still working your notice? 

    Thank you 
    This is the loans board, you need the benefits board.
    I believe you can, if you start the application you might be asked if the employment is due to end or a similar question.
  • Caz3121
    Caz3121 Posts: 15,735 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    people that are working can make a claim for UC however income received in your monthly assessment period may well reduce your payment to £0. (depending on your circumstances and income)
    When are you expecting your final payment (redundancy payment?) to be made? - you may be better claiming after you have received that
  • Navas1992 said:
    Hi , 
    Sadly i've been made redundant   and  my company is giving me a month notice.
    Does anybody know if  it is  possible to apply for  the universal credit when you are still working your notice? 

    Thank you 
    Ask on the benefits board for full information.

    Yes you can apply but having wages during an assessment period can cause problems.

    Mortgage started 2020, aiming to clear it in 2026.
  • sourcrates
    sourcrates Posts: 30,639 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Moved to benefits board.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 15 November 2020 pm30 1:00PM
    The advice from Caz3121 is spot on. For most people in your situation it is better to apply for UC after you have received your final payment from employment because UC takes money into account when it is received not when it was earned. 
    You can use a benefits calculator to assess entitlement https://www.gov.uk/benefits-calculators

    If you are excluded from UC (due to savings over £16,000 or other household income for example) you may be able to claim new style JSA instead.

    You can if you wish calm both new style JSA and UU but any JSA reduces the amount of Uc payable.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • tacpot12
    tacpot12 Posts: 9,028 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    It is usually better to wait until your final payment is received from your employer before claiming UC. However, the caveat to this is if this payment is going to be delayed for some reason, e.g. the employer is gone bust; in this case you will need to claim UC as soon as you can, and then realise that you may not get much for the assessment period when you receive your final payment. 

    Note that redundancy pay (as opposed to pay in lieu of notice and holiday pay) is not counted as income for UC. It will be counted as capital though. 
    The comments I post are my personal opinion. While I try to check everything is correct before posting, I can and do make mistakes, so always try to check official information sources before relying on my posts.
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