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Most effective way of selling a SORN, uninsured car

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Comments

  • AdrianC said:
    Having it insured and taxed will make test drives a lot easier, of course - but many viewers will have their own insurance, and may be willing to take the risk of driving it untaxed
    NO. If a potential buyer has insurance for 'driving other cars' then nearly always it is a requirement that the car being driven MUST also be insured. It is bad advice to suggest taking a car out uninsured; you could injure or kill someone and be paying the bill for a lifetime.
    I've never had an insurance policy with that clause for driving other vehicles.
    I have. (Post Office insurance):

    Driving other cars extension 

    The cover under this section of the policy is extended to the specific driver noted in the Certificate of Motor Insurance as having the benefit of this extension when driving other cars not owned by, or registered to, or hired, rented or leased to the specific driver, their business partner or their employer, or is being kept or used in connection with their employer's business. This extended cover only applies if

    This extension is shown on your Certificate of Motor Insurance; and There is no other insurance in force that covers the same claim ; and There is a current and valid Certificate of Motor Insurance held for the other car in accordance with Road Traffic Acts; and The other car has not been seized by, or on behalf of, any government or public authority; 

  • Grumpy_chap
    Grumpy_chap Posts: 18,564 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    AdrianC said:
    Having it insured and taxed will make test drives a lot easier, of course - but many viewers will have their own insurance, and may be willing to take the risk of driving it untaxed
    NO. If a potential buyer has insurance for 'driving other cars' then nearly always it is a requirement that the car being driven MUST also be insured. It is bad advice to suggest taking a car out uninsured; you could injure or kill someone and be paying the bill for a lifetime.
    I agree with Ed.
    I have always understood that the "driving other cars" extension definitely requires the car being driving under the extension to have insurance cover in place under its own policy.  This may not have been the case always, but the rules were tightened to reduce he number of uninsured cars and then if there was an "incident" someone friendly to the owner would claim they were driving under the extension.

    The OP should get an MOT, it will cost £50 (assuming the car is going to pass easily) and add more than that to sell value.  Otherwise, the OP has to state "no MOT" and is then getting only the "spares or repairs" value.  A prospective purchaser of a 20 yo car with no MOT is likely to assume it has no MOT because it cannot get an MOT.

    Insurance for test drive can be covered using day-insurance.
  • tron05 said:

    I would get it taxed,  at most would cost me 1 month tax, rest refunded. 

    Only if you managed to sell it in the same calendar month you took out the tax. 
  • Herzlos
    Herzlos Posts: 15,998 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    tron05 said:
    Insurance = £300

    Your existing insurer may cover you on the other car for a temporary period too, for a more reasonable fee. I've usually done that when changing cars.

    For the best price, you'd want to have it MOTd serviced and taxed, but it sounds like that'd cost you most of it's value.

    I'd be more inclined to list it on facebook/gumtree for maybe £500 and see if anyone makes you an offer within a few weeks,then just stick it on eBay for 99p and see what happens.

    Does it have an owners/enthusiasts club? You might get more for it if you can find someone who specifically wants one.
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