Help me splitting the money wisely - Lump sum + regular investing - which platform/fees

mustiuc

Alright. 
I found some similarities and patterns that I cannot take them out of my head or ignore. 
Most of international/global index(s) have at least 55-60% US stocks in them. Others with less US stocks put their money in China's stocks which I don't really trust, not so much regulations, weird stuff (can) happen in China. - I've seen a couple of years ago programs/documentaries how Chinese companies invent things just to increase their share values. 
As most of you investing in funds/shares BELIEVE in that, I did the following:
- north america index
- technology index (the most I believe in long term - I also trust clean energy sectors but not now).
- ftse all world but as I said... 55%+ is US so not so "all world".
Others have a proud of saying they are 80-20 on stocks and bonds. I am around 85-15 on US stocks
We will see on long term who was right and who was wrong. But based just on fees, over 25+ years, active managed funds would've eaten almost half of the growth. No thank you