second payment holiday

grahams1stfix

Hi , looking for advice. At the start of lockdown 1 I was furloughed along with my wife and was able to take advantage of a 3 month payment holiday on credit cards and a loan. I was able to return to work and restarted all my payments in full after the 3 month period. Now with lockdown 2 my wages have been affected again but I have been told that I cannot apply for another Holiday even though I have not used the full 6 months available. I'm just wondering anyone else had a similar situation and if there's anything I can do about it. thanks.

Jeremy535897

See https://www.fca.org.uk/news/press-releases/fca-announces-further-proposals-support-mortgage-borrowers-impacted-coronavirus

Thrugelmir

grahams1stfix said:

Now with lockdown 2 my wages have been affected again but I have been told that I cannot apply for another Holiday even though I have not used the full 6 months available. 

Who by? All the lenders concerned or just one of them?  

grahams1stfix

from 2 credit cards so far. one said I cannot have another as I have had one (Barclaycard) and capital one said I can't as it's later than 26 days since my holiday ended.