No MOT at time of crash

Car_54

AdrianC said:

What question do insurance proposals ask that would cover a non-endorsable offence like no MOT, or a parking ticket?

 Direct Line ask about "any motoring offences including convictions, endorsements, penalty points, fixed penalties (excluding parking penalties), speed camera offences, disqualifications or criminal prosecutions pending"

Homer_home

[Deleted User] said:

AdrianC said:

What question do insurance proposals ask that would cover a non-endorsable offence like no MOT, or a parking ticket?

 Direct Line ask about "any motoring offences including convictions, endorsements, penalty points, fixed penalties (excluding parking penalties), speed camera offences, disqualifications or criminal prosecutions pending"

Then don't use direct line 

Car_54

Homer_home said:

[Deleted User] said:

AdrianC said:

What question do insurance proposals ask that would cover a non-endorsable offence like no MOT, or a parking ticket?

 Direct Line ask about "any motoring offences including convictions, endorsements, penalty points, fixed penalties (excluding parking penalties), speed camera offences, disqualifications or criminal prosecutions pending"

Then don't use direct line 

But who would you use?

eSure want to know about "any offence". Admiral even want tp know if you have "received notice of any pending prosecutions". I think you may struggle.