Debt letters for someone who no longer lives here

Anamox

anonymous13 said:

prettywowers said:

It's got nothing to do with you. Ignore. Move on. Why is it so difficult for people to grasp this concept? Why get all stressy about it? Nuts.

Excuse me? I “get stressy” about it because I’ve had years of paying my exes debt that he left me with which brought a lot of misery to mine and my child’s life. So excuse me for asking for advice because I don’t want it to happen again. This was my first post on this forum because I thought it would be helpful. And this will be my last 👋 

Don't worry, this forum is full of people like that. I think it is their only source of gratification in life to talk to people like this. 

Can you not ring this company, or contact them directly by email asking them to stop sending you letters as it is annoying you? Find them on Google and Trustpilot etc and leave them a bad review stating your experience. The more fuss you create the higher chance they'll bother to remove your address from the system. 

[Deleted User]

Anamox said:

 👋 

Don't worry, this forum is full of people like that. I think it is their only source of gratification in life to talk to people like this. 

Can you not ring this company, or contact them directly by email asking them to stop sending you letters as it is annoying you? Find them on Google and Trustpilot etc and leave them a bad review stating your experience. The more fuss you create the higher chance they'll bother to remove your address from the system. 

 No they can't ring the company because it's not their account so the company won't speak to him or will be breaching data protection regulations.

 The company are not sending them letters. The op is opening someone else's mail which was legally and properly sent to the account holders last known address.
Not opening it will reduce the stress as will getting the account holder to change their address. 

prowla

Return to sender, address unknown.
No such number, no such zone.

Anamox

_shel said:

Anamox said:

 👋 

Don't worry, this forum is full of people like that. I think it is their only source of gratification in life to talk to people like this. 

Can you not ring this company, or contact them directly by email asking them to stop sending you letters as it is annoying you? Find them on Google and Trustpilot etc and leave them a bad review stating your experience. The more fuss you create the higher chance they'll bother to remove your address from the system. 

 No they can't ring the company because it's not their account so the company won't speak to him or will be breaching data protection regulations.

 The company are not sending them letters. The op is opening someone else's mail which was legally and properly sent to the account holders last known address.
Not opening it will reduce the stress as will getting the account holder to change their address. 

I moved into a new place in August and the now overseas previous owner didn't redirect or change any of their addresses. I sent back to returner with "no longer at address" to no avail. I've instead rang/emailed each company individually to let them know the person is no longer at this address and I'm now the legal owner of the property, all said they'd no longer send mail to my address and the mail has indeed stopped.

You're not asking to access somebody's account or any personal data, you're informing a company that the person they're spending money on chasing is somewhere else. 

KatrinaWaves

Anamox said:

_shel said:

Anamox said:

 👋 

Don't worry, this forum is full of people like that. I think it is their only source of gratification in life to talk to people like this. 

Can you not ring this company, or contact them directly by email asking them to stop sending you letters as it is annoying you? Find them on Google and Trustpilot etc and leave them a bad review stating your experience. The more fuss you create the higher chance they'll bother to remove your address from the system. 

 No they can't ring the company because it's not their account so the company won't speak to him or will be breaching data protection regulations.

 The company are not sending them letters. The op is opening someone else's mail which was legally and properly sent to the account holders last known address.
Not opening it will reduce the stress as will getting the account holder to change their address. 

I moved into a new place in August and the now overseas previous owner didn't redirect or change any of their addresses. I sent back to returner with "no longer at address" to no avail. I've instead rang/emailed each company individually to let them know the person is no longer at this address and I'm now the legal owner of the property, all said they'd no longer send mail to my address and the mail has indeed stopped.

You're not asking to access somebody's account or any personal data, you're informing a company that the person they're spending money on chasing is somewhere else. 

This may have worked for you but it will not always, as debtors will call and say ‘oh hi this person doesn’t live here anymore!’ They won’t take peoples word for it, as those avoiding debts will lie!

The OP knows the person, so has way more to go on than a stranger. I’d use that to her advantage. 

missile

I would be tempted to give debt collector the persons new address

Chrysalis

_shel said:

anonymous13 said:

I have been getting letters from creation finance for about 1 year now for a member of my family who moved out 3 years ago for a debt they says they are paying. They’ve  told me they’ve  set up a payment programme with them and only has £30 left to pay and has told them they’ve  changed address but they are still sending letters saying they owes them £300+ I have sent so many letters back with return to send on them but they’re still coming. 3 in one day a few weeks ago! 

How can I stop this because it’s got my anxiety through the roof. The latest letter had a number on and I’m tempted to ring it but scared I’ll make things worse and if I communicate with them they will just see it that I will end up paying it to get them of my back or something. 

I dread the post and seeing another letter from them! 

1, dont open mail not addressed to you! 

2. Write "not at this address" on the envelop pop back in a post box and forget about it 

you realise this doesnt work, I think I have had about 50 for years on end for someone at my address, returned at least 3 or 4 with unknown at this address and they just keep coming.

ToxicWomble

It’s a family member - just take the letters and hand them to them - job done

Failing that - you are obviously in touch as they have discussed the debt with you, Inform them that you have post for them and forget about it.

ellymoo

prettywowers said:

It's got nothing to do with you. Ignore. Move on. Why is it so difficult for people to grasp this concept? Why get all stressy about it? Nuts.

Because the OP is worried it will affect their credit history, because they are scared bailiffs will come round - what do you get out of diminishing someone's anxiety? Help them or leave them alone.

OP, you can get the family member to contact the company and I would stand over with them with the phone to ensure they did so.

DiddyDavies

ellymoo said:

prettywowers said:

It's got nothing to do with you. Ignore. Move on. Why is it so difficult for people to grasp this concept? Why get all stressy about it? Nuts.

Because the OP is worried it will affect their credit history, because they are scared bailiffs will come round - what do you get out of diminishing someone's anxiety? Help them or leave them alone.

OP, you can get the family member to contact the company and I would stand over with them with the phone to ensure they did so.

Having debts or court orders in another person's name can't have any effect on the OP's credit history as this is ties to a person and not an address but debt collectors or bailiffs visiting is a possibility.