Investing large sum in world tracker fund

poppy10_2

Thrugelmir said:
The UK markets are throwing up interesting opportunities thanks to the boycott by so many. 

There is no "boycott." A boycott suggests people are avoiding buying UK shares to apply pressure for political or philosophical reasons.

People aren't buying UK shares because they are widely seen as offering poor prospects for future returns. By kidding yourself that you will be able to pick out "interesting opportunities" that the rest of the world can't see, you are claiming that you as an individual know more than the whole of the world's institutional and private investors put together. A risky proposition

barnstar2077

poppy10_2 said:

Thrugelmir said:
The UK markets are throwing up interesting opportunities thanks to the boycott by so many. 

There is no "boycott." A boycott suggests people are avoiding buying UK shares to apply pressure for political or philosophical reasons.

People aren't buying UK shares because they are widely seen as offering poor prospects for future returns. By kidding yourself that you will be able to pick out "interesting opportunities" that the rest of the world can't see, you are claiming that you as an individual know more than the whole of the world's institutional and private investors put together. A risky proposition

Ordinarily I would agree with your statement.  Most people just think they have an edge, when what they really have is an ego.  However, having read Thrugelmirs knowledgeable posts over the years, my money is on Thrugelmir! : ) 

Thrugelmir

poppy10_2 said:

Thrugelmir said:
The UK markets are throwing up interesting opportunities thanks to the boycott by so many. 

There is no "boycott." A boycott suggests people are avoiding buying UK shares to apply pressure for political or philosophical reasons.

People aren't buying UK shares because they are widely seen as offering poor prospects for future returns. By kidding yourself that you will be able to pick out "interesting opportunities" that the rest of the world can't see, you are claiming that you as an individual know more than the whole of the world's institutional and private investors put together. A risky proposition

I'm fortunate now to have the time and inclination to pursue investing as a "hobby". Part of my active portfolio is published every month in the Actives vs Passives thread. There's no kidding myself as that's real money at stake. Been both working in finance and investing long enough to have a full understanding of the risks involved in holding equities. My smallest UK holding has a market capitalisation of £23 million. Too small to even register on "investors" radars. Opportunities need not be big. 
 
Financial crises of the past are destined to repeat themselves. Markets are complex places and it's naive to think such events can ever be avoided.  Crises have a high degree of commonality: excessive exuberance, poor regulatory oversight, dodgy accounting, herd mentalities and often includes a sense of infallibility from investors. 



Care to share your portfolio? 

 

Sailtheworld

Thrugelmir said:

poppy10_2 said:

Thrugelmir said:
The UK markets are throwing up interesting opportunities thanks to the boycott by so many. 

There is no "boycott." A boycott suggests people are avoiding buying UK shares to apply pressure for political or philosophical reasons.

People aren't buying UK shares because they are widely seen as offering poor prospects for future returns. By kidding yourself that you will be able to pick out "interesting opportunities" that the rest of the world can't see, you are claiming that you as an individual know more than the whole of the world's institutional and private investors put together. A risky proposition

I'm fortunate now to have the time and inclination to pursue investing as a "hobby". Part of my active portfolio is published every month in the Actives vs Passives thread. There's no kidding myself as that's real money at stake. Been both working in finance and investing long enough to have a full understanding of the risks involved in holding equities. My smallest UK holding has a market capitalisation of £23 million. Too small to even register on "investors" radars. Opportunities need not be big. 

It's pointless for someone with a gift like this to enigmatically suggest that someone looks for opportunities in the FTSE100. If you really wanted to be helpful you could explain how you analyse data - you don't have access to better information so that's where your skill lies.

sandspider2000

ColdIron said:

sandspider2000 said:

Just commenting as I can't find a way to subscribe to this thread. Watching with interest.

Press Bookmark at the top of the page

Thanks, but I can only view existing bookmarks there, can't see a way to add new ones.

ColdIron

This one

sandspider2000

Well aren't I an idiot, missed that one and clicked the much smaller one!

Thank you.

ColdIron

You can also press the icon next to the thread title on the main board

uk1

Consideredspender said:

Hi all,

I've got circa £300,000 (which I won't need for another 15 years or so) to invest in the markets in a passive world tracker fund and I was hoping to seek the guidance of you wise investors. 

To add to all this, I'm 44 and own a house and have ther funds that I've set aside for living worry-free on.

I would really appreciate your experienced inputs on these questions. I've read a number of investment books and read around the internet forums and feel I mostly know what I'm doing, but there is a lot at stake and thus I won't to give the decision due diligence.
Many thanks.
Kind regards.

Hi,

I suggest before you decide where to invest your cash you take a moment to consider whether you need to.  Consider whether or not you are likely to be sufficiently wealthy to "have enough" without the need to grow your pot.  A relatively few people are fortunate enough to "have enough" and if so have other options but very few stand back for a moment and ask thmselves the fundamentals.. 

For example if after some analysis and thought you conclude you might have enough then you could forgo the concern and worry of investments in what will be turbulennt and risky times and simply use low/no risk or even perhaps explore other options like for example to buy a second home in an area you might think of holidaying in or even retiring to.  This brings with it expense and perhaps tax implications but could provide an improvement to daily life and perhaps even replace some annual holiday costs.It can also provide an escape and haven from a full stressful life.  It is very easy to get sucked into the "common sense" approach of "where do I put my cash to see it grow" but not everyone needs to and if you don't then you could choose a less stressful alternative. Money is after all primarilly for spending if you have enough to.   My wife and I were fortunate to be in this position and I'm so pleased I thought it through.  As it happens my spreadsheet was right and I'm pleased I took this unusual philosphical approach.

Best whishes for whatever you decide and happy to flesh out more of this approach if it seems relevant to you.

Thrugelmir

Sailtheworld said:

Thrugelmir said:

poppy10_2 said:

Thrugelmir said:
The UK markets are throwing up interesting opportunities thanks to the boycott by so many. 

There is no "boycott." A boycott suggests people are avoiding buying UK shares to apply pressure for political or philosophical reasons.

People aren't buying UK shares because they are widely seen as offering poor prospects for future returns. By kidding yourself that you will be able to pick out "interesting opportunities" that the rest of the world can't see, you are claiming that you as an individual know more than the whole of the world's institutional and private investors put together. A risky proposition

I'm fortunate now to have the time and inclination to pursue investing as a "hobby". Part of my active portfolio is published every month in the Actives vs Passives thread. There's no kidding myself as that's real money at stake. Been both working in finance and investing long enough to have a full understanding of the risks involved in holding equities. My smallest UK holding has a market capitalisation of £23 million. Too small to even register on "investors" radars. Opportunities need not be big. 

It's pointless for someone with a gift like this to enigmatically suggest that someone looks for opportunities in the FTSE100. 

 Perhaps you should take the time to think before you post.  There's no reference in my posts to the FTSE100. 

Though I finally concede on one front. Not often do I place people on ignore. For you I've made an exception. Farewell.