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TSB Loan
TSB advertising loans for 2.8% up to 25K
When I go to apply the first bit is a quote bit. For this I enter 23K and 4 years.
This meets the criteria advertised on their site but at quote stage 9.9% is appearing. Why is this? Id expect 2.8% to appear.
I'll contact them tomorrow too.
When I go to apply the first bit is a quote bit. For this I enter 23K and 4 years.
This meets the criteria advertised on their site but at quote stage 9.9% is appearing. Why is this? Id expect 2.8% to appear.
I'll contact them tomorrow too.
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Comments
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The first part of the application is a soft search based on just your basic personal details.
Clearly from that they already see you as higher risk than the people they are willing to offer £24k to for 2.8%.
The rate could change subject to your full application (likely just to go up, than down).3 -
DrEskimo said:The first part of the application is a soft search based on just your basic personal details.
Clearly from that they already see you as higher risk than the people they are willing to offer £24k to for 2.8%.
The rate could change subject to your full application (likely just to go up, than down).
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Hamiltonc said:DrEskimo said:The first part of the application is a soft search based on just your basic personal details.
Clearly from that they already see you as higher risk than the people they are willing to offer £24k to for 2.8%.
The rate could change subject to your full application (likely just to go up, than down).
Customer services are going to say the same thing, and they don't have any power to override the system and give you the headline rate.6 -
Hamiltonc said:TSB advertising loans for 2.8% up to 25K
When I go to apply the first bit is a quote bit. For this I enter 23K and 4 years.
This meets the criteria advertised on their site but at quote stage 9.9% is appearing. Why is this? Id expect 2.8% to appear.
I'll contact them tomorrow too."We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein3 -
The adverts are for 2.8% representative. Only half of those accepting will get 2.8%.No free lunch, and no free laptop3
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Hamiltonc said:TSB advertising loans for 2.8% up to 25K
When I go to apply the first bit is a quote bit. For this I enter 23K and 4 years.
This meets the criteria advertised on their site but at quote stage 9.9% is appearing. Why is this? Id expect 2.8% to appear.
I'll contact them tomorrow too.
The 9.9% isnt bad, could be higher.0 -
macman said:The adverts are for 2.8% representative. Only half of those accepting will get 2.8%.
Maybe the headline rate borrowers are too happy to post here.0 -
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Adams18 said:macman said:The adverts are for 2.8% representative. Only half of those accepting will get 2.8%.
Maybe the headline rate borrowers are too happy to post here.2 -
cymruchris said:Adams18 said:macman said:The adverts are for 2.8% representative. Only half of those accepting will get 2.8%.
Maybe the headline rate borrowers are too happy to post here.3
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