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Advice needed pls

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  • Bus service here is OK ,  l m not working , use the car normal as go supermarket , school run but school  over 10 miles away.
    Also another question , after file Bankruptcy , need to open a basic bank account , which bank is easy to open ? Got a debt with Barclay n Nationwide .Thanks 
    Discharged nearly 15yrs and happen again😓
  •  You may have to prove that the car is essential ie: taking the kids to school and not a want but that should be ok.
    Try a Starling account, they are pretty good and a lot of people on here use them.
  • Just submit it n paid , come up , we have 28days to review and make a decision about your application , is it normal please???
    Discharged nearly 15yrs and happen again😓
  • Yes that is normal but they usually come back to you the next day or so to say it has been accepted and with in a week or so for the OR to ring you.

    Did you take any advice at all from a debt charity?
  • Thanks for reply , as u mention of Starlring account , is it l open the account on my name ? Or partner open account n give me connect card please ??


    Discharged nearly 15yrs and happen again😓
  • You open the account as it is for you to use. You can do it online. 
  • Bankruptcy approve n just waiting now, just need to open account , may be try starling or nationwide  ,thanks
    Discharged nearly 15yrs and happen again😓
  • Received call from OR , just confirm some details ,he said because Lloyds bank current account is my main one , l can keep it , l don't think Lloyd's allow it , it not a basic account just see , also open HSBC basic account n approve , now just waiting paper work from OR n HSBC debit card . Can start to relax a little bit , thanks.
    Discharged nearly 15yrs and happen again😓
  • luvchocolate
    luvchocolate Posts: 3,387 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Good thing to open a basic account. 
    The Lloyds group are not BR friendly so I would expect them to close that account. 
  • Is it normal they ask your partner income or working details for past few yrs , then write report to creditor ??
    Discharged nearly 15yrs and happen again😓
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