We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

No furlough but loss of trade help/advice

Hi everyone i hope we are all ok and keeping well!
Bit of help/advice if anyone can.
I own a small sandwich shop where i work with one other person, since coming out of lockdown my trade has been reduced somewhat, this isnt due to anything else other than covid.  The thing is i cant furlough myself or my staff because if i shut ill lose more money.  
If i had to add up all the hours lost of taking money id say it adds up to 2 daysish.  Is there away of getting any help for this?
Im a ltd company and pay myself a directors wage.
My bills electricity, rent, fuel to get to work. are the same if not more now its winter

Buster
The message you have entered is too short. Please lengthen your message to at least 10 characters.

Is the most annoying thing ever

Comments

  • I don't know the rules and details on what help is available but is there anyway you can adapt your business model to help? 
    Some offices I've worked in have had sandwiches and snacks delivered for lunch. 
    My Husband is very much into healthy eating so a healthy take away would be quite appealing to him admittedly not quite the weather for salads but we do love falafel salad bowls.
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • Jeremy535897
    Jeremy535897 Posts: 10,753 Forumite
    10,000 Posts Fifth Anniversary Photogenic Name Dropper
    If your shop was eligible for SBRR and on the rating list in your name at 11 March 2020, you should have received the small business grant. You could have applied for a bounce back loan if it was trading before 1 March 2020, although time is running out to do that now (deadline 30 November, but realistically your company needs to have a business bank account already, with an accredited lender.
  • I did get a grant which i spent on wages and upgrading ready for return plus reimbursement of what was lost eg stock on closure for 9 weeks.  I did take a bbl of 5k but there isnt much left of that now

    Thanks for your reply
    The message you have entered is too short. Please lengthen your message to at least 10 characters.

    Is the most annoying thing ever
  • Grumpy_chap
    Grumpy_chap Posts: 18,891 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Are you working shorter hours?  JSS Open may be an option.
  • Are you working shorter hours?  JSS Open may be an option.
    No,  still working same hours, need to catch as much trade as poss
    The message you have entered is too short. Please lengthen your message to at least 10 characters.

    Is the most annoying thing ever
  • Grumpy_chap
    Grumpy_chap Posts: 18,891 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You say there are two of you working.  Can you cover any of the hours with one working and consider JSS Open to supplement some of the non-working hours of the second?
    Can you do delivery?  Uber Eats or similar to get more volume of trade?
    If you are in England, whatever is announced this evening may change everything.
  • Are you working shorter hours?  JSS Open may be an option.
    No working same hours for less income
    The message you have entered is too short. Please lengthen your message to at least 10 characters.

    Is the most annoying thing ever
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.