Need help to trace my late dad's bankruptcy

Noisy75

Hi, 
I'm a first time poster and I'm just so confused, I thought I would ask the opinion of you guys, as you seem to know what you're talking about! Any advice would be gratefully received.

My dad had a bankruptcy around 1990 and from my memory, it was very harsh, we lost absolutely everything. House, business, etc. 
To my knowledge and from what he has told me, that the official receiver never contacted him with regards to settled debts and have a list of outstanding debt and who that went to. According to my dad, there was enough assets to pay everyone and more, he just got stuck, so the story goes.

My dad, unfortunately passed away recently and my mum too, so I can't ask my parents and most of his friends have passed away too.
My question is this: Where do I start to trace this. The Official Receiver? I've tried the Gazette, but no luck, I've tried the insolvency service online records, but that doesn't show anything. Does anyone have any idea who I can ask or where I can start?

Many Thanks,

Alex

bradders1983

Can I ask the obvious question....why do you need to know more details? Has the executor of the will asked and if so, why? All debts would have been wiped at the time. 

You can try entering his name and date of birth on the London Gazette website but I still maintain that 30 years down the line it is now irrelevant. 

JCS1

Would the assets have covered the debt as well as fees? 

bradders1983

JCS1 said:

Would the assets have covered the debt as well as fees? 

Why is that even relevant so far down the line? If the OR didnt chase up anything at the time or in the previous 30 years, they certainly arent going to bother now. The paperwork will likely no longer exist.

JCS1

bradders1983 said:

JCS1 said:

Would the assets have covered the debt as well as fees? 

Why is that even relevant so far down the line? If the OR didnt chase up anything at the time or in the previous 30 years, they certainly arent going to bother now. The paperwork will likely no longer exist.

because it might help the OP understand that it is not as straightforward as it might appear.  But if my responses are not relevant despite working as an examiner at the IS, I won't bother in future.

bradders1983

Maybe you can help me understand then why a bankrupcy 30 years ago would be relevant at this current moment as I am struggling to see why. If it was an undischarged bankrupcy fair enough but I doubt that is the case here, the OP suggests assets were sold to cover debts.

All trace of it gone I would suggest. 

Grumpelstiltskin

I suppose there is a minute chance he didn't cooperate and he was subject to a BRO.
If so you there is another minute chance you will find him here.

https://www.insolvencydirect.bis.gov.uk/eiir/IIRRegisterNameInput.asp?option=NAME&court=ALL
Try another Gazette search, he should be there.

fatbelly

It's worth doing two searches: the insolvency register as above and land registry (if he owned the property he lived in)

If he doesn't appear on the former and there are no peculiar restrictions/charges on the latter then it's all just ancient history.

bradders1983

fatbelly said:

It's worth doing two searches: the insolvency register as above and land registry (if he owned the property he lived in)

If he doesn't appear on the former and there are no peculiar restrictions/charges on the latter then it's all just ancient history.

The bankrupcy came off my land registry record after three years, we are talking 30 here. The only way it would still be there is if he didnt comply. 

In any case the OP did state they lost the house anyway.

jonesMUFCforever

I suspect that if dad said there was enough money to pay everyone back, there is a suggestion there might be a pot of gold to be reclaimed somewhere - is that it OP?

bradders1983

jonesMUFCforever said:

I suspect that if dad said there was enough money to pay everyone back, there is a suggestion there might be a pot of gold to be reclaimed somewhere - is that it OP?

If there were surplus funds then they would have been paid out long ago. All paperwork relating to this will have been destroyed ages ago as well.