Declined Mortgage in Principle

Thrugelmir

Jaffabfc said:

Because the funds was used for something else, all my bills come out on payday so then i know what i have available.
because this hadnt come out i somehow used the money, i was in my overdraft at the time so i was slowly reducing the limit while reducing the overdraft so it could have been used for this, i am not certain exactly what happened with the money.

Being in control of your personal finances needs to be your starting point. Mainstream mortgage lenders aren't in the business of debt consolidation.