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Improve personal Credit Rating with Corporate Credit Cards

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I am new to the UK so I have very little credit. I have a corporate AMEX with work that's in my name. I purchase with the AMEX, claim expenses, work sends money to my personal bank account, and then AMEX takes the money from my personal account. 

Can this corporate card card be mentioned in credit reports to improve my rating?

Comments

  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 October 2020 at 3:15PM
    PhilMcN said:
    I am new to the UK so I have very little credit. I have a corporate AMEX with work that's in my name. I purchase with the AMEX, claim expenses, work sends money to my personal bank account, and then AMEX takes the money from my personal account. 

    Can this corporate card card be mentioned in credit reports to improve my rating?
    Im not sure to be honest but your rating isnt seen by lenders.
    All that matters is your history is correct on all 3 reports.

    Check your reports to see if the Amex is listed.
  • ratechaser
    ratechaser Posts: 1,674 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 25 October 2020 at 6:58PM
    I've had numerous corporate cards (Amex, Visa, even Diners Club) with various employers over the years. Not one has ever been reported on my credit file.

    In any case, is this card of yours a credit or charge card (the latter is more normal for corporate cards, and that has to be paid in full every month regardless)?
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