We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

UK Current Account for a Brazilian who now has permanent residence

2»

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    yksi said:
    we saw in the news recently that Brexit is causing a bunch of banks to advise overseas customers their accounts will be closed as they no longer reside in the UK). 
    That's a misunderstanding of the facts.  Some banks are unable to offer accounts to non residents in some European countries. Doesn't mean that others banks cannot. 
  • Thanks for all the comments and advice.DIL IS entitled to work in the UK it is stated on her BRP all the banks co-op, nationwide, Barclays and virgin all said that the driver's licence alone is not enough for them to prove residential address even app only banks like starling, Monzo have said no.We have decided that when she starts work her salary can be paid into my son's acct until the NIN arrives
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 24 October 2020 at 10:12AM
    Thanks for all the comments and advice.DIL IS entitled to work in the UK it is stated on her BRP all the banks co-op, nationwide, Barclays and virgin all said that the driver's licence alone is not enough for them to prove residential address even app only banks like starling, Monzo have said no.We have decided that when she starts work her salary can be paid into my son's acct until the NIN arrives
    Assuming that she will earn more than the lower earnigs limit, she will be paying NI even without having an NI number. Since NI contributions are a pre-req for a range of benefits, it’s in her own interest to get the NINO asap
  • My mother had the same problem a couple of years ag - she lived for one year in the UK to look after my child. I added her as an account holder to my existing Thames Water account, generated a new water bill, then she used that bill as the 2nd proof of address to get a bank account. It was the fastest way to get a bill in her name. 
  • Ballard
    Ballard Posts: 2,983 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I can confirm that I added a previous girlfriend to my Thames Water bill which was almost instant and was accepted for bank account opening. 
  • The big issue at the start for me after moving to the UK was proving my address not my identity. Check what ID the banks will accept and pick one that you have enough ID to meet their requirements. Monzo/Starling are usually good choices as their requirements seem a bit easier to meet.

    I've used my foreign passport + BRP + drivers license to open accounts without issue with a few banks, so I'm surprised that doesn't seem to be enough. As above - a utility bills is probably an easy way to sort that until the NINO letter arrives.
  • PaulW922
    PaulW922 Posts: 1,040 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am sure you have checked, but is there not a National Insurance number on the back of her biometric residency card?
  • PaulW922 said:
    I am sure you have checked, but is there not a National Insurance number on the back of her biometric residency card?
    We checked and there isn't a NIN on the BRP she now has a NHS Number and her NIN is "being processed"
    Thanks again everyone for the help and info
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.