Investment ideas please

AnotherJoe

Albermarle said:

The impression from the OP's posts is that he was going to the likes of HL's website and looking at the HL ( expensive )  pre packaged funds .

Exactly

Greymug

Voyager2002 said:

The obvious suggestion would be to use some of this money to take out a smaller mortgage (and mortgage interest rates tend to be lower for those with larger deposits).

Unfortunately not an option

coachman12

Greymug said:

Voyager2002 said:

The obvious suggestion would be to use some of this money to take out a smaller mortgage (and mortgage interest rates tend to be lower for those with larger deposits).

Unfortunately not an option

Why not ?

Another_Saver

AaronCornick said:

I have made £9000 + in profit on my portfolio I never go over 10 stocks check out my portfolio on YouTube just search Aaron Cornick I review stocks all the time hope it helps 

Sounds like a scam.

Greymug

coachman12 said:

Greymug said:

Voyager2002 said:

The obvious suggestion would be to use some of this money to take out a smaller mortgage (and mortgage interest rates tend to be lower for those with larger deposits).

Unfortunately not an option

Why not ?

Because I'm about to buy the house now and selling the flat in the coming months so the timings don't work out.

But even if they did, my partner and I agreed to put exactly the same amount of money into the deposit and do everything 50-50, so me putting 60 extra grands would be no option

Sebo027

@Greymug
You should keep a chunk of protected, readily accessible cash incase you and your partner lose your jobs and need to cover mortgage payments, and bills. Most people tend to keep 3, 6 or 12 months worth depending on their job prospects, lifestyle, aversion to risk. 

Assuming you already have above, and you still have 60k to invest, I suggest you buy and read this book, cover to cover, before you doing anything:
https://www.amazon.com/Smarter-Investing-3rd-edn-Decisions-ebook/dp/B00GAYHH8I

If you opened an account with Hargreaves Lansdown you would have two accounts, assuming you are a UK tax resident. A general investment account (GIA) and, if requested, a Stocks and Shares ISA. Some key points:

• You can invest in a multitude of investments of your own choosing through either: funds, ETFs, shares etc.
• The charging structures may differ slightly. You might pay more to hold an ETF through an ISA than you would if it were in a GIA.
• Cash invested through the ISA will not be taxable. If you invest £20k today and next week it's worth £200k, there are no tax liabilities.
• Cash invested through the GIA will be subject to HMRC's tax laws with respect to dividend income and capital gains tax. 
• Your ISA allowance renews with the start of the tax year. Most investors seek to use their ISA allowance. 

As to the question of "where" to invest your money. I would suggest you read the book I have suggested and commit some hours to reading through the education section on this website:
https://www.investopedia.com/

Do not be intimidated, read, read and read some more. You owe it to yourself and your future. You will be ready to invest passively much sooner than you think.