Claiming back my life after trauma

Sarahwithlove

Sounds like you've had an awful year and firstly well done for surviving it and wanting to improve your situation. It seems a lot of it is on 0% so I would start paying off the one that finishes first and work your way through it one by one. Good luck. 

One_day_at_a_time_after_abuse

Thank you for the comments. 

Had a few days off my phone following the verdict last week. My no spend is now starting on 1st December because my car failed its Mot and I received a late bill from a workman. Plus my mum keeps convincing me to get myself a treat before I do this mental savings ban btt I'd rather get stuff for the house. 

I've set up a full breakdown and yearly budget that I will post at the end of the month, so far I've spent £9.67/£60 food shopping for the month. Only 1 NSD because the wee dude grows too quickly so needed new football strips and boots.

I'm trying to work my way through the house and declutter, putting any money I make from sales aside to bash down those 0% cards.

I go back to work in 14 days and I'm starting to get a bit stressed at how I'm going to manage everything. It's hard enough without work trying to get everything done, but I suppose I've got to find a way. 

Hope everyone is staying well and taking care with the second lock down starting in England. My area in Scotland is currently tier 2 but I minimize as much as I can as I've seen the effects of covid first hand when my brother was the first in our region to be 0laved in intensive care when this all started. 

Take care and stay safe!

One Day x