2 pots to invest into ETF's

Moe_The_Bartender

bowlhead99 said:

csgohan4 said:

bowlhead99 said:

csgohan4 said:

can i just check ETI are ETF's, ETCs and IT's? does it include shares as Bowelhead says???

Shares and bonds in normal companies are exchange traded financial instruments (bought and sold on a market), just like shares in investment trusts and shares in exchange-traded funds, and exchange traded certificates for some commodities.

https://www.fidelity.co.uk/shares/share-dealing-faq/#2214840

on a like for like basis it seems fidelity seems the winner in terms of costs, also no draw down costs in regards to SIPP. Might move my SIPP from AJ bell just before I hit the £45 mark in fees.  Assuming you only use ETI

However, the dealbreaker for me is that Fidelity have always had a funds focus rather than on stockbroker services and I hold various foreign stocks, which Fidelity don't support (merely mentioning a  'coming soon' for UK-traded CDIs and bonds) in their FAQ). I like the freedom of the 'SI' part of SIPP, so being unable to buy foreign stocks that I fancy from time to time would be an unnecessary restriction, and so I don't mid paying the extra £50 a year to be able to do that; it's not a lot of basis points if the SIPP gets bigger.

I use Fidelity for my SIPP and have no issue with the range of funds, ITs and ETFs which they offer. In some ways I welcome the limitations as it puts a brake on what I can do. Being in drawdown, most of my money is in CGT, PNL, Fundsmith and SSON plus a bit of infrastructure, clean energy and private equity.

I'm more adventurous with my ISAs and use HL as my platform as I've always found that I can invest pretty much where I want.