The second hurdle - Nichelette v the huge mortgage

Nichelette

Unsurprisingly house is under offer now. As we're not going to be living there suppose I can share. It was basically everything we wanted bar an ensuite in our room (Have got used to having one lol). 

https://www.rightmove.co.uk/properties/162042161

We'll continue to push on with our house in case it falls through or anything. I hate the way the system works and am worried about having to spend a huge amount and end up settling for something we don't really want if we sell ours first.

Caught our neighbour putting stuff in our green waste bin this morning (again). I told her I'd let her know when she could use it but she has just taken it upon herself to do what she wants. I have a large quick growing lot of bushes that aren't ours and should be covered by maintenance fee we pay but they don't bother so it has come down to me. I've not had time lately but the reason I asked her to wait is because it's so big I coukd full it several times over. I give up with the woman. 

debtfreewannabe321

Ah that went quickly! The house looked really nice (love the garden too) and is in about the same condition as the house we just bought. Which is livable thankfully. I hope another comes up for you in a nice area. 
Your neighbour sounds a bit cheeky! I would put an alarm on totally scare her next time she thinks about doing that I am a bit possessive over bins though as we once had a neighbour who used all my bins when theirs were full ! 

Jessy103

Fingers crossed another lovely house comes up for you 🤞 

Neighbour is very cheeky, I'd be tempted to take her stuff back out and leave it at her front door 🤣

Nichelette

It did go quickly, but I did expect it. This one popped up the other day. It doesn't grab me in the way the other one did, but it does tick a lot of our boxes, so it gives me hope something will appear. I (possibly wrongly) believe that if it is supposed to be it will be, so hopefully whatever we're supposed to go to will appear when the time is right: https://www.rightmove.co.uk/properties/162536081#/?channel=RES_BUY

Honestly our neighbour is something else. She drives me mad, but hopefully not our problem for much issue! Saving grace is she's retired and quiet lol. 

Nichelette

Mortgage payment went on the 1st, so that's reduced slightly. We won £100 on PB's this month (won £125 last month too). Think we've been quite lucky because we've got £9,300 in there now, and according to the calculator on here average luck is £300 a year (we've had £375 since December). Still no luck with euro millions though lol. 

Have arranged to surprise DH with a small family gathering on Saturday as he's 40 next week but he's come down with a temperature this morning. Hoping he feels better in a couple of days and doesn't pass it to me... 

We've managed to stick to the meal plan this week so that's good. We're paid next Friday and have about 2k left currently. That will pay off the £578 left on the old mat leave 0% card (might do that now actually as we'll still have enough cash left), then rest will probably go into nursery accounts. We're very close to having nursery outgoings reduced considerably which is good. Plan is to go aggressively at the mortgage again after that. 

Nichelette

DH illness progressed to full blown norovirus type illness, so that was a fun Thursday night! He managed to go to his lunch but tbh it was a bit messed up as I had to tell him in advance due to the illness, and he couldn't really eat much as his stomach was recovering. Sod's law! Fortunately only he caught it so small blessing. 

Forgot about my car tax falling this month so -£195 for that. I paid off the remainder of the 0% cc so that is clear now. Have a bit over £800 left now (paid on Friday). Had to buy fuel, food, treated DH to birthday laithwaites delivery plus money we spent on lunch (pub not cheap...). Some will go on wherever DH wants to go on his birthday as we'll go out for lunch whilst kids at nursery but the remainder will go into their nursery accounts. I'm not yet sure when DS1 will stop nursery as we don't term dates for school yet, but we've only got 2-3 nursery payments for him left now. No doubt that will fly by..

House wise we've not made much progress this weekend due to illness bar buying a couple of water tight garden storage boxes to put some of the kids toys in so place looks less cluttered. It does help a lot actually. I said to DH I think we maybe need to actually set a date with an EA to meet in a few weeks maybe to force us into doing bits as I think we need the pressure. Neither of us have much time or energy but we know we need to press on.. 

Nichelette

Forgot to add I had to switch broadband. It's actually going to be £1 less than we're currently paying (though expect to increase mid term), but I got £79 through topcashback and I'm also getting an £80 gift voucher which can be used for food shopping so not too bad.

debtfreewannabe321

Ah no sorry to hear the tummy virus has hit your household too. Glad you didn't all get It, we had it last week and it was awful. Swept through all of us in 72 hours! 
Well done on the cashback that's a great amount!

Nichelette

debtfreewannabe321 said:

Ah no sorry to hear the tummy virus has hit your household too. Glad you didn't all get It, we had it last week and it was awful. Swept through all of us in 72 hours! 
Well done on the cashback that's a great amount!

Bugs are the worst aren't they! I'm so pleased we didn't all catch it because from what I could hear it sounded pretty grim 😑. I'm just glad he got it before his actual birthday. He's not ill often so that would have been pretty rubbish!

I had some time to cut the bushes yesterday during my lunch (not been able to recently because of rain, or being in office on good days). Bl**dy neighbour has filled a third of garden waste bin (was previously empty). DH caught her and told her to ask me. Was out with the noisy electric chopper yesterday and 100% usually when she hears something she's out there as she's also nosey AF. Shock she stayed inside presumably due to filling the bin when I've asked her not to...

Bargainhunter30

Can you put a cable tie around the handles until your ready to use it?