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How many credit cards can I have?

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How many credit cards can I have?

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I already have a Barclaycard and Paypal credit and looking into getting another one or two credit cards. I ALWAYS pay my balance off straight away or use the interest-free period offer. I shop at Amazon a lot (about 50-100 pounds a month) and wondering if it makes sense for me to take out the Amazon credit card, as not only I'll get a voucher, but I'll also earn bonus points eventually (not a lot but still!)
I'd also like to take out a 20-month interest-free credit card to spread out a big purchase of £1000 I'm planning, so that would make it 4 credit cards.
Is that too many cards? That would of course mean that some cards won't have much going through them, like up to 100 pounds a month, is that ok?
I'm confident that I can manage all my payments and finances and view this opportunity as building my credit rating and also spreading out purchases + earning some bonus points while doing it :) 
Thanks in advance!
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  • edited 15 October at 11:55AM
    zx81zx81 Forumite
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    edited 15 October at 11:55AM
    You can have as many as lenders are prepared to offer you.

    That may be two, or somewhere in the high teens.
  • D3xt3r5L4bD3xt3r5L4b Forumite
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    3-4 is the minimum you should have
  • dreamvendourdreamvendour Forumite
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    3-4 is the minimum you should have
    Can I ask why? Is it because it will help my credit rating?
  • zx81zx81 Forumite
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    No. 

    Because it shows that lenders trust you and gives you back ups for when other cards are rejected or closed.
  • D3xt3r5L4bD3xt3r5L4b Forumite
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    It will help with your credit history as well as showing lenders you can use credit responsibly. 
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • dr_adidas01dr_adidas01 Forumite
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    3-4 is the minimum you should have

    Why is this the minimum?  I kinda feel like I have to many now with having 8
    Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:
  • willmoacwillmoac Forumite
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    You can have as many as lenders will let you.
    BUT I got burnt a few years ago, I had around 10, some were balance transfer cards other regular cards.
    I became ill, and whilst I had the money available to pay the monthly amount for the balance transfer cards and the income for the regular cards. I was unable to manage it myself, result was getting into default on a few of them. Purely a case of too many plates spinning.
    Since then I reduced to 2, a low cost card for foreign travel, and a loyalty MasterCard for a hotel rewards scheme. I have this year increased to 3 by adding an Amex which offers better benefits for the same hotel rewards scheme than the MasterCard.
    However I just use these 3 cards for spending and always pay them off in full.
  • MallyGirlMallyGirl Forumite, Board Guide
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    and you can set up a direct debit so you don't get caught out not paying in time
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  • D3xt3r5L4bD3xt3r5L4b Forumite
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    3-4 is the minimum you should have

    Why is this the minimum?  I kinda feel like I have to many now with having 8
    Cover all basis. One visa, one MasterCard, one Amex..
  • Paully28Paully28 Forumite
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    You can have as many as you want, and I for one, would recommend the Amazon card if you spend at Amazon as much as you say. I have one and the points seem to rack up quite quickly, and they send you vouchers without request. 
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