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It appears my CC is affecting my credit score
Comments
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Hi all
In a similar vein, I have a Capitol One CC that I opened to get a free balance transfer for 6 mths. with £1500 limit.
I paid the balance in full before the 6 mths were up and paid no interest.My question is, is it better to keep it open, use it and keep paying off in full, or close it?
I also have another CC with £4500 limit that I always pay at least minimum and is now zero balance.
Thanks in advance0 -
Keep it. Use it. Clear each statement balance in full. Rinse and repeat.Deleted_User said:Hi all
In a similar vein, I have a Capitol One CC that I opened to get a free balance transfer for 6 mths. with £1500 limit.
I paid the balance in full before the 6 mths were up and paid no interest.My question is, is it better to keep it open, use it and keep paying off in full, or close it?
I also have another CC with £4500 limit that I always pay at least minimum and is now zero balance.
Thanks in advance2
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
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