seller refusing indemnity policy

peppapig14

in process of purchasing freehold house with management org attached for upkeep of communal land.
the seller had new windows fitted a few  years ago without obtaining approval from the management company as stated in the covenants. 
he is now refusing to get an indemnity policy as requested by our solictor. where do we stand, can we exchange without one , or will we need to purchase it ourselves.
we know the estate well, and there are similar windows to what the house have  , so they still look in line with the general look of the area. 

eddddy

How much would indemnity insurance cost? It might be well under £100.

You might decide that you want to pay for it, rather than delaying the purchase by arguing about it for a week or two.

Your mortgage lender might insist on the indemnity insurance.

Flugelhorn

I got an indemnity policy for all the windows in a bungalow as they were not FENSA registered (not the same thing I know but might  give an idea) - it cost £45

FinallyStoppedLurking

They should be paying really but indemnity policies are so cheap it isn't worth the hassle.

moneysavinghero

Threaten to pull out - they will soon pay for it.

Rambosmum

They are pennies in the grand scheme of house buying - we've had several (bought buy the seller each time, we were the seller twice). They've cost between £12 and £146. Why on earth are they arguing over such a small sum?

[Deleted User]

I'd be wondering what else they are hiding/being awkward about in the house.  What sort of survey did you have on the house?

foxy-stoat

I was asked to pay for an indemnity policy for windows that were installed 10 years ago without a FENSA certificate on my house that I was selling, I didnt pay for it the buyer did as the policy was going to be in their name and it served no purpose apart from ticking a box for a solicitor.

Okydoky25

I had this when I purchased my last property. Seller refused to pay. We paid rather than hold things up. When it came up again when we went to sell I reminded our solicitors (used same one) that we had purchased on and that it was transferable so no need to pay again. 

Thrugelmir

Pay for the indemnity policy yourself. Small beer in the greater scheme of things. 

Drawingaline

We are waiting for our vendors to agree to a policy due to a garage conversion breaking a covenant. If they refuse we will just pay it. For £70 it's just not worth an argument over.