Universal credit and mum moving in with me

amycadaver

Hi, so possibly a long difficult question I hope somebody can help.
Just to advise, I called universal credit and they basically had no idea what was best to do.

So i live in a 3 bed house, i'm currently working part-time, I have 2 children & I claim universal credit.
My mum (house wife) has become homeless, she does not work has no Id, bank account etc (you can imagine the situation)
She suffers with severe anxiety / depression
....
My question is, financially how much would it affect me if she was to move in with me until she finds work?
Our options are
She has her own claim, tries to get a council house.
Moves in with me now as joint claimant.
Or
Stays between houses (CLAIMS UC) until my tenancy is up in Jan and we get a 4 bed house together -join our claims.
Please help I've really no idea what the best thing to do is, I want to help her get on her feet the best I can.

Rubyroobs

She does not need to become a joint claimant with you, she is your mum not your partner. Your mum can have her own claim but if not on the tenancy agreement she won't get Uc rent element. You will receive a non dependent deduction on your rent element when she moves in with you, this is about £75 a month. If you rent a house later and have a shared tenancy then you can both claim half the rent each but on your own individual UC claims. You will also lose any single occupancy council tax discount you may currently get if she moves in.

Rubyroobs

Your mum will need some Id to make a UC claim, she must have something, I think she may be able to do it with a NI number maybe? There are ways around it if no ID as long as she is eligible to claim, ie she has not recently come form abroad and has recource to public funds.

poppy12345

Before she became homeless what benefits, if any was she claiming? You say she was a house wife, was she living in a rented property or was it owned by her and her partner?

amycadaver

poppy12345 said:

Before she became homeless what benefits, if any was she claiming? You say she was a house wife, was she living in a rented property or was it owned by her and her partner?

Hi so no benefits and it was/is rented

amycadaver

Rubyroobs said:

Your mum will need some Id to make a UC claim, she must have something, I think she may be able to do it with a NI number maybe? There are ways around it if no ID as long as she is eligible to claim, ie she has not recently come form abroad and has recource to public funds.

Hi, yes we are currently waiting for her Id (provisional licence as cheapest) 

poppy12345

She'll be able to claim Universal Credit. Standard allowance for over 25's in £409.89 per month. If she's unable to work because of a health condition then she needs to report the health condition and then get a fit note from her GP to send to DWP. This will start the work capability assessment process off.

You will need to report the changes for your UC claim because she will be classed as a non dependant and there will be a reduction in your housing element.

If you're claiming the single person discount for council tax then you need to report the changes to your local council because you'll no longer be entitled to this discount.