We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Moorcroft Debt Recovery incorrect letters being sent

creativity910
Posts: 5 Forumite

HI, I hope I am posting this in the right place.
My elderly mother has started receiving letters addressed to her address but with a non existent name on it. 2 girls names, not a first and last name, so its like Mary Louise. She had been returning to sender for a while but opened one with the rest of her post one day and was horrified to see it was from Moorcroft Debt recovery. She has no debt and this is not her name but it is her address. I'm uncertain what to do. She's not going to be able to deal with them on the phone on her own, I'm worried they will send someone to the house. I'm not sure what they will need to make them realise they have the wrong person and to leave her alone. I'm happy to write letters or make the phone calls to sort this. Does anyone have any thoughts on what we should do? Anything appreciated.
Thanks in advance.
My elderly mother has started receiving letters addressed to her address but with a non existent name on it. 2 girls names, not a first and last name, so its like Mary Louise. She had been returning to sender for a while but opened one with the rest of her post one day and was horrified to see it was from Moorcroft Debt recovery. She has no debt and this is not her name but it is her address. I'm uncertain what to do. She's not going to be able to deal with them on the phone on her own, I'm worried they will send someone to the house. I'm not sure what they will need to make them realise they have the wrong person and to leave her alone. I'm happy to write letters or make the phone calls to sort this. Does anyone have any thoughts on what we should do? Anything appreciated.
Thanks in advance.
0
Comments
-
Return everything as not known at this address. Open nothing else. No harm in a phone call in the interim but they may not act on it.
Even if the very small likeihood they did send someone round she presumable can prove who she is?1 -
bradders1983 said:No harm in a phone call in the interim0
-
I doubt the OP is worried about her credit history, more worried about people turning up and his mother letting them in, but even then she can prove who she is no doubt.0
-
Moorcroft don`t knock on doors, they are a small operation run from a base in stockport, all you will get are letters and phone calls.They just act on behalf of client banks, do as advised and mark the letters "not at this address", but all they will do is return the account to the original creditor.You may get letters from another DCA next, if so a more forceful responce will be called for.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
-
bradders1983 said:I doubt the OP is worried about her credit history, more worried about people turning up and his mother letting them in, but even then she can prove who she is no doubt.0
-
Credit files dont work like that. If I had a lodger up to his eyes in debt it wouldnt be linked to me one iota.0
-
sourcrates said:Moorcroft don`t knock on doors, they are a small operation run from a base in stockport, all you will get are letters and phone calls.They just act on behalf of client banks, do as advised and mark the letters "not at this address", but all they will do is return the account to the original creditor.You may get letters from another DCA next, if so a more forceful responce will be called for.0
-
Malkytheheed said:bradders1983 said:No harm in a phone call in the interim0
-
bradders1983 said:Return everything as not known at this address. Open nothing else. No harm in a phone call in the interim but they may not act on it.
Even if the very small likeihood they did send someone round she presumable can prove who she is?0 -
bradders1983 said:Return everything as not known at this address. Open nothing else. No harm in a phone call in the interim but they may not act on it.
Even if the very small likeihood they did send someone round she presumable can prove who she is?
Throw them in the bin. Or if you want to be environmentally friendly, shred them and throw the strips in your paper recycling bin.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 349.7K Banking & Borrowing
- 252.6K Reduce Debt & Boost Income
- 452.9K Spending & Discounts
- 242.7K Work, Benefits & Business
- 619.4K Mortgages, Homes & Bills
- 176.3K Life & Family
- 255.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards