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can you loose all of your job seekers money to pay off debts to DWP

i owe various debts to dwp  and they have taken all my job seekers benefits so i literally have not a single penny to live on, surely there is a min they have to leave you with to survive, i get my rent paid.

Comments

  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,594 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    busman111 said:
    i owe various debts to dwp  and they have taken all my job seekers benefits so i literally have not a single penny to live on, surely there is a min they have to leave you with to survive, i get my rent paid.
    Is it JSA or UC?

    I don't know the exact answer in either case but it's important to know exactly what you're claiming so that the others who do know can give accurate advice.
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 14 October 2020 at 8:04AM
    Full DWP guidance is here https://www.gov.uk/government/publications/benefit-overpayment-recovery-staff-guide
    They should not be taking all of you benefit for recovery of DWP debt. In general the deductions should not exceed one third of the personal allowance.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • As someone in work but for who DWP took time to acknowledge any payment due and then experienced a just less then 14 day collection period/ (can't imagine any other secured or non secured creditor able to slap about AofE in less then 2 weeks but hey that's another argument even if I did allow for them covering all bases in case I died before they could collect £317) I wasn't trying to get out of paying their over payment; I just think being giving days to pay when they finally bother to acknowledge is quite something else from a department claimed as nothing to do with DWP and 'who just collect debts instructed by the government', I was just told about protected earnings and to keep the complaint going to local MP. The telephone conversations didn't match the letters sent nor the possible problems it could bring in work. Though I don't know if it changes if it's hundreds or thousands being chased but as someone bringing home £800 more then the benefit claimants on what just over £400 protected earnings definately mentioned and I don't see why it should be any different for someone in a far worser position, unsure why they 'payer of last resort' think it is deeply ok to leave you without a penny when I had to sit and listen about protected earnings as someone in work as if their letter was a bit ha-ha.
  • KatrinaWaves
    KatrinaWaves Posts: 2,944 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Come again...
  • As someone in work but for who DWP took time to acknowledge any payment due and then experienced a just less then 14 day collection period/ (can't imagine any other secured or non secured creditor able to slap about AofE in less then 2 weeks but hey that's another argument even if I did allow for them covering all bases in case I died before they could collect ¬£317) I wasn't trying to get out of paying their over payment; I just think being giving days to pay when they finally bother to acknowledge is quite something else from a department claimed as nothing to do with DWP and 'who just collect debts instructed by the government', I was just told about protected earnings and to keep the complaint going to local MP. The telephone conversations didn't match the letters sent nor the possible problems it could bring in work. Though I don't know if it changes if it's hundreds or thousands being chased but as someone bringing home ¬£800 more then the benefit claimants on what just over ¬£400 protected earnings definately mentioned and I don't see why it should be any different for someone in a far worser position, unsure why they 'payer of last resort' think it is deeply ok to leave you without a penny when I had to sit and listen about protected earnings as someone in work as if their letter was a bit ha-ha.
    What does any of that mean in plain English and of what help is it to the OP?

  • poppy12345
    poppy12345 Posts: 18,909 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As someone in work but for who DWP took time to acknowledge any payment due and then experienced a just less then 14 day collection period/ (can't imagine any other secured or non secured creditor able to slap about AofE in less then 2 weeks but hey that's another argument even if I did allow for them covering all bases in case I died before they could collect £317) I wasn't trying to get out of paying their over payment; I just think being giving days to pay when they finally bother to acknowledge is quite something else from a department claimed as nothing to do with DWP and 'who just collect debts instructed by the government', I was just told about protected earnings and to keep the complaint going to local MP. The telephone conversations didn't match the letters sent nor the possible problems it could bring in work. Though I don't know if it changes if it's hundreds or thousands being chased but as someone bringing home £800 more then the benefit claimants on what just over £400 protected earnings definately mentioned and I don't see why it should be any different for someone in a far worser position, unsure why they 'payer of last resort' think it is deeply ok to leave you without a penny when I had to sit and listen about protected earnings as someone in work as if their letter was a bit ha-ha.

    Pardon?
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