Curry’s and PC world buy now pay later

ameliarrrr

Hi 

I’ve been looking at the buy now pay later deals at curry’s pc world. If I bought a Mac book I can pay in 6 months with no interest incurred. I’m struggling to find the Ts and Cs of it so was wondering if anyone knew how this would be payed back at the end of the agreement? I was hoping to pay on a gift card... is this possible or if it’s with another credit company would it have to be ‘cash’

Thanks

molerat

Their credit is managed by an outside company, Creation.  It is just like any other credit card / store card account.  You need to pay direct to the lender and will not be able to pay with vouchers or credit card.

https://www.creation.co.uk/contact-us/most-popular-topics/how-to-make-a-payment

thebullsback

I personally never buy from this company as in MY experience they are a nightmare to deal with IF things go wrong.

RumRat

It's easy to use, you just log on at any time during the 6 months and pay what you want or all of it. You can pay by credit or debit card. If paid off by the end date that's it. If not the monthly payments are made to pay off the balance plus the interest. As ever, only a good deal if paid of 'In Full' before the interest free date expires.
I'm not sure that a gift card can be used as the finance is not with Currys. 
To find the T&C's...... https://account.curryspcworldyourplan.co.uk/info/terms-conditions.html     FAQ's at the bottom of the page.