Expensive jewellery insurance

Hi
  I’m struggling to find insurance to cover my rings there value of around £14k each are there any know companies that would insure me on these items 

kind regards 

Comments

  • unkle
    unkle Posts: 338 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hiscox for one, or use a decent HNW broker to look at the whole of market for you.
  • huckster
    huckster Posts: 5,204 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    maninavan said:
    Hi
      I’m struggling to find insurance to cover my rings there value of around £14k each are there any know companies that would insure me on these items 

    kind regards 
    Why are you struggling to find Insurance ?  If you have made enquiries with Insurance Brokers, what have they told you ?
    Apart from the value of the rings, is there anything particular about the risks you want Insurance against ?  Do you or the spouse you live with wear these rings often ?  Are they kept in a safe at home or in a Bank ?
    You can find Insurance to cover most risks, but at a price.  
    https://insurance.biba.org.uk/find-insurance

    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • greyteam1959
    greyteam1959 Posts: 4,704 Forumite
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    Looking at the other posts from the OP it has all the hallmarks of a wind up.

  • Sandtree
    Sandtree Posts: 10,628 Forumite
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    edited 11 October 2020 at 11:38AM
    What is your total value of jewellery, art and precious metals? 

    M&S and Aviva both offer up to £15k cover for single articles under their home insurance without having to list them as long as the total value is under £50k and cover can be made worldwide. Plenty of other home insurers will allow you to add items under £15k as named items.
  • gem_man
    gem_man Posts: 23 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hi Maninavan
    I am guessing that you have probably got sorted out now, but you have highlighted one of the issues surrounding jewellery insurance. High-value items, particularly when single items start to represent a significant proportion of the total value of a contents policy, can be tricky to insure. Many of my clients have run into difficulties.
    I am a jewellery valuer, not an insurance expert but I can tell you that many of my clients get the best policies from companies who specialise in high-value jewellery and luxury brand watches.
    For those coming to this thread for answers: You may want to look at TH March (that is who insures most of the jewellery trade).
    You may also want to check the list of specialist jewellery insurers in the UK published by Jewellery Appraisers of the World. Link below (if they let me post a link on here)
    https://www.ja-world.com/uk/uk-jewellery-insurers.html
    Kind regards
    Gem_Man

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