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Aqua account on hold, dca letter
Bobphick
Posts: 1 Newbie
in Credit cards
Can anyone advise me please.
I have recently had my aqua account placed on hold until March of next year . This has been confirmed in black and white via a letter. I am not required to make any payments until then.
So imagine my surprise when I recieved a letter from New Day debt recovery demanding payment.
I have tried searching out the info myself but can't get any certain answers, have New Day broken the law by persuing an on hlld account and have Aqua broken any laws by passing the details on to them ?
Thanks in advance
I have recently had my aqua account placed on hold until March of next year . This has been confirmed in black and white via a letter. I am not required to make any payments until then.
So imagine my surprise when I recieved a letter from New Day debt recovery demanding payment.
I have tried searching out the info myself but can't get any certain answers, have New Day broken the law by persuing an on hlld account and have Aqua broken any laws by passing the details on to them ?
Thanks in advance
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Comments
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Assuming New Day haven’t brought the debt and are just asking for Aqua (aren’t they the same company?)
Contact Aqua on the phone or email - copy your letter in and complain0 -
Aqua is the "brand name" for NewDay - they are one and the same in effect.0
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As per above.Bobphick said:Can anyone advise me please.
I have recently had my aqua account placed on hold until March of next year . This has been confirmed in black and white via a letter. I am not required to make any payments until then.
So imagine my surprise when I recieved a letter from New Day debt recovery demanding payment.
I have tried searching out the info myself but can't get any certain answers, have New Day broken the law by persuing an on hlld account and have Aqua broken any laws by passing the details on to them ?
Thanks in advance
https://welcome.aquacard.co.uk
Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd
Seems odd that all payments were suspended for 12 months. Are you sure that no payments were required?Life in the slow lane0 -
Bobphick said:have New Day broken the law by persuing an on hold account and have Aqua broken any laws by passing the details on to them ?
Thanks in advanceWhat law would that be then ?Your account is governed by the consumer credit act.Aqua and Newday, as explained above, are one and the same, its just a simple error, Newday is a very large organisation, and mistakes do happen.A quick email to customer services will remove your name from the arrears list, there letters are all computer generated,sometimes the computers don`t talk to each other, and no, before you ask, you cannot claim 6 million in compensation.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
New Day are Aqua. Might just be a standard letter. I had an Aqua account that was put on hold several times and o had the same issue- I rang them and they said to ignore it as it was computer generated.*The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.200
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