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Becoming a Frugal Dougal

in Debt free diaries
34 replies 2.6K views
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Replies

  • DougalDooDougalDoo Forumite
    17 Posts
    10 Posts Name Dropper Photogenic
    Forumite
    £92 transferred from PayPal from selling fancy skincare I’ve received as a gift but will probably never use. Time to update my signature again :smiley:
    Newly qualified Mr Micawber. 
    Credit card debt - Sept 2020: 19,667 / Oct 2020: £15,597 / Nov 2020: £11,597 / Jan 2021: £5,600


  • SarahwithloveSarahwithlove Forumite
    2K Posts
    1,000 Posts Fourth Anniversary Name Dropper
    Forumite
    You're doing great well done. Sorry to he's about your I'll health it's a pain about the ESA as that would have helped a lot. 
    *RBS credit card - £1930.50* - £0.00
    *Tesco Credit card - £3604.30* - £0.00
    *Finance - £581.91 - £0.00
    *Dad loan - £5300 - £3800
    *M+S Credit Card - £0
    *MBNA Credit Card - £1211.88 - £0
    *Virgin Credit Card - £3075 - £0
    *Total debt - £3800*
    *Sinking Fund - £2500/£2500*
    *Emergency Fund -£250/£5000*
    *Mortgage Overpayment - £46.90/£1000*
    Premium Bonds - £200/£1000
    Facing Reality - My Debt Free Diary
  • juicyjackiebjuicyjackieb Forumite
    225 Posts
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Hope you’re doing well Dougal! Debt clearing is a slow draining slog like being on a diet. Keep up the good work, at least you can have tea 😀
    Goal to Clear Debts £4592 Total Progress since 03/10/2020 £2802
    Overdraft £1000 PAID OFF JAN 2021
    iPhone £817 PAID February 2021
    CC was £2775 now £1790 Savings - £42.11
    Check out my debt diary here: https://forums.moneysavingexpert.com/discussion/6197423/keto-cash-credit-card-debt-goals-for-2021/p1?new=1
    Weight loss since 2018 following a FRUGAL Keto lifestyle Lost so far - 115lbs -85lbs To go!
    Follow my Frugal Keto journey here: https://www.youtube.com/user/juicyjackie
  • DougalDooDougalDoo Forumite
    17 Posts
    10 Posts Name Dropper Photogenic
    Forumite
    Very belated update - been working all hours doing an agency role in HSC. CC debt down to £2,700 with £2,900 owed to family to go after that. Cutting up the cards and closing the accounts as i go! Bog off and good riddance!! 
    Newly qualified Mr Micawber. 
    Credit card debt - Sept 2020: 19,667 / Oct 2020: £15,597 / Nov 2020: £11,597 / Jan 2021: £5,600


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