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Investment advice

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Comments

  • Regarding pension as I am being made redundant and taking early retirement I am going to receive two companies pensions.
    It is an independent advisor that I had a meet with 
    I shall have a look at the monevator link csgohan kindly suggested 
  • dunstonh
    dunstonh Posts: 121,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Costs seem in the ballpark, albeit at the slightly upper end.  However, that reflects the small value.  You could get that initial charge down but it's unlikely you will get cheaper on the annual   Indeed, many IFAs would not offer services as the figure is low and others may set a higher fee to act as a passive blocker (they don't really want you as a client so set a fee level that they hope will put you off but if it doesn't then you still pay their going rate.  i.e. if they can service 250 clients a year, then they would rather have 250 clients with more than £250k.  If you have £50k they will want you to pay similar to someone with £250k).


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Yes I’m sure 😂
  • dunstonh
    dunstonh Posts: 121,292 Forumite
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    Tulips.   You cannot beat Tulips for investment.   Nothing can possibly go wrong.  And they boomed massively in the past so will do so again.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • LHW99
    LHW99 Posts: 5,714 Forumite
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    dunstonh said:
    Tulips.   You cannot beat Tulips for investment.   Nothing can possibly go wrong.  And they boomed massively in the past so will do so again.

    Boomed or Bloomed :D
  • eskbanker
    eskbanker Posts: 40,751 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    dunstonh said:
    Tulips.   You cannot beat Tulips for investment.   Nothing can possibly go wrong.  And they boomed massively in the past so will do so again.
    Of course, anyone following this guidance shouldn't forget to engage with an Independent Floral Arranger to ensure the selection of the right mix of tulips to achieve the desired effect.... ;)
  • csgohan4
    csgohan4 Posts: 10,607 Forumite
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    Krugerands
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • d63
    d63 Posts: 330 Forumite
    Part of the Furniture 100 Posts Name Dropper
    sadly the great tulip bubble tale as told in hushed tones from old jobber to young broker on dark winter evenings in times of yore, now seems to be largely unfounded, according, that is, to the wiki article here:  https://en.wikipedia.org/wiki/Tulip_mania
    i am severely disappointed! whatever next? will it prove untrue that a swan's wing can not in fact break a grown man's leg? i very much fear to consult mr google on the topic lest one more cherished childhood illusion be shattered! 

  • drphila
    drphila Posts: 376 Forumite
    Part of the Furniture 100 Posts Name Dropper
    eskbanker said:
    dunstonh said:
    Tulips.   You cannot beat Tulips for investment.   Nothing can possibly go wrong.  And they boomed massively in the past so will do so again.
    Of course, anyone following this guidance shouldn't forget to engage with an Independent Floral Arranger to ensure the selection of the right mix of tulips to achieve the desired effect.... ;)
    And decide whether you want opened-ended or closed-ended

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